JENNIFER GHAZZOUL
Chino Hills,CA
Summary
Seasoned underwriter with expertise in cyber, technology, and management liability risks. Skilled in risk assessment, negotiating terms, and driving profitable growth while fostering strong broker relationships. Adept at strategic planning and cross-functional collaboration to enhance underwriting strategies. Successfully managed a new business and renewal portfolio, demonstrating financial acumen and a deep understanding of emerging risks.
Overview
8
8
years of professional experience
Work History
Senior SME Underwriter
Coalition, Inc.
11.2023 - Current
- Underwrite and evaluate cyber and technology risks for a diverse portfolio of businesses.
- Negotiate pricing, coverage terms, and policy conditions with brokers to drive profitable growth.
- Collaborate with cross-functional teams, including Security Engineers, and Business Development, to assess risks and enhance underwriting strategies.
- Cultivate and maintain strong relationships with retail and wholesale brokers across the U.S. to support retention and new business opportunities.
Underwriter
At-Bay
Los Angeles, CA
10.2022 - 10.2023
- Specialize in underwriting Cyber Liability, Technology, Media, and Miscellaneous Errors and Omissions (E&O) risks.
- Develop tailored coverage solutions by analyzing exposures, structuring proposals, and negotiating competitive terms.
- Manage a portfolio of both renewal accounts and new business, ensuring seamless policy servicing, and client satisfaction.
- Partner with internal teams, including cyber analytics, product development, and marketing, to refine underwriting strategies, and support business objectives.
- Establish key partnerships with wholesale brokers to expand market presence, and drive business growth.
Senior Account Underwriter
Travelers Insurance (Management Liability)
Diamond Bar, CA
05.2017 - 09.2022
- Responsible for underwriting complex new and renewal policies within Bond & Specialty risk segments while building and maintaining relationships with the top performing producers across Southern California, Arizona, and Nevada.
- Lines of coverage: Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Crime, Cyber Risk Liability, Misc. Professional Liability, Kidnap and Ransom, ID Fraud.
- Responsible for a $3m book of business.
- Apply personal knowledge and understanding of forms, plans, and guidelines in determining individual risks while ensuring suitable pricing through classification and adherence to standards and regulations.
- Proactive collaboration with regional and Home Office underwriters.
- Financial analysis/risk assessment: gather and analyze pertinent information in order to evaluate the acceptability of business risk.
- Mentor and help with onboarding of new hires.
Education
Bachelor of Science - International Business, Communications Minor
California Polytechnic University
Pomona, CA01.2014
Skills
- Microsoft Office
- Salesforce
- Google Workspace
- Slack
Additional Information
- Professional Liability Underwriting Society: Southern California Chapter Steering Committee Member
Timeline
Senior SME Underwriter
Coalition, Inc.
11.2023 - Current
Underwriter
At-Bay
10.2022 - 10.2023
Senior Account Underwriter
Travelers Insurance (Management Liability)
05.2017 - 09.2022
Bachelor of Science - International Business, Communications Minor
California Polytechnic University
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