Experienced in risk assessment, policy analysis, research and making sound Underwriting decisions in accordance with policy guidelines. I am seeking a challenging role where I may apply my skills on individual basis or in a team environment.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Insurance Underwriter
Worldwide Insurance Brokerage Ltd.
Lakewood, NJ
07.2025 - Current
Work closely with banks/lenders to provide accurate coverages and issue insurance verification for real estate closings and loan deadlines.
Ensuring Insureds are in compliance with the banks requirements.
Policy review for quality control, requesting endorsements and policy changes as needed.
Reviewing & updating Statements of Value based on inspection/appraisal values and increasing coverages accordingly.
Completing applications, researching properties as required.
Assisting in the transition to paperless filing, by entering insureds, policy data, coverages, additional insureds and lender information into the new system.
Streamlined processes through new platform to more easily address client needs, request or provide documents and address both new business and renewal policies
Underwriter & Senior/Head Rater
Specialty Insurance Agency
Neptune, NJ
01.2020 - Current
Underwriter: Reviewed policies on an annual basis, researching the risk’s exposures, credit analysis, claims/losses, inspection reports to make a renewal recommendation
Processed endorsements to amend current policies to account for changes needed based on new circumstances of insured.
Used rating system for new business and renewals using applicable coverages, limits, characteristics, territory codes, & loss cost based on the application, the insured’s needs and our carrier guidelines.
Server
Windward Tavern
Brick, NJ
01.2019 - 01.2024
Customer Service- Assisting customers from entry through exit, taking orders, prepping and delivering of orders ensuring accuracy and ensuring customers are happy and satisfied
Provided high quality service in a fast-paced environment, handling up to 15 tables per shift while maintaining customer satisfaction.
Time management, team collaboration, conflict resolution, cash/credit handling
Education
Bachelor's of - History
GEORGIAN COURT UNIVERSITY
Lakewood, NJ
01-2020
Associate's Degree - Liberal Arts, Criminal Justice
OCEAN COUNTY COLLEGE
01.2000
Associate of Science - Criminal Justice
Ocean County College
Toms River, NJ
Skills
Renewal Underwriting processes- rating, quoting, amending coverages, and binding of policies while meeting carrier renewal requirements and insureds' needs
Time Management and prioritization
Compliance
Audits
Policy Evaluation for Quality Control
Research and Risk Analysis including interpretation of findings
Proficient in Microsoft Office Suite; Google Workspace; Nexsure and Unix software
Certification
NJ State Property & Casualty License
LANGUAGES
English: Fluent
French: Basics
Timeline
Insurance Underwriter
Worldwide Insurance Brokerage Ltd.
07.2025 - Current
Underwriter & Senior/Head Rater
Specialty Insurance Agency
01.2020 - Current
Server
Windward Tavern
01.2019 - 01.2024
Associate's Degree - Liberal Arts, Criminal Justice