Jennifer Persaud
Essex, MD,MD
Summary
Talented Sr Loan Specialist with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Sr Loan Specialist
OneMain Financial Group
Essex, MD
12.2005 - Current
- Enhanced loan approval rates by implementing effective underwriting guidelines and risk assessment strategies.
- Managed a team of junior loan specialists, providing guidance and mentorship for their professional growth.
- Provided exceptional customer service, resolving complex issues and maintaining strong relationships with key clients.
- Successfully originated high-quality loans while adhering to strict regulatory requirements and compliance standards.
- Established a strong referral network within the industry, resulting in increased deal flow and expanded market presence.
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations.
- Recommended loan approvals and denials based on customer loan application reviews.
- Examined customer loan applications for loan approvals and denials.
- Assisted customers with completing loan applications and other paperwork.
- Processed loan applications and monitored progress from start to finish.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Proactively identified solutions for customers experiencing credit issues.
- Identified opportunities to cross-sell and upsell loan products to customers.
Education
No Degree - General Studies
CCBC
7201 Rossville Blvd Baltimore, MD 21237High School Diploma -
Dundalk High School
Baltimore, MD06.1996
Skills
- Loan Processing
- Credit Analysis
- Loan Servicing
- Loan Origination
- Customer service
- Time management
- Attention to detail
- Organizational skills
- Loan auditing
- Financial analysis
- Collateral evaluation
- Problem-solving
- Team Player
- Documentation Review
- Analytical and Critical Thinking
Certification
- Notary License - 15 years
Timeline
Sr Loan Specialist
OneMain Financial Group
12.2005 - Current
No Degree - General Studies
CCBC
High School Diploma -
Dundalk High School