Jerrie McCormick
Kernersville,NC
Summary
Meticulous and results-driven professional with 18+ years of experience in quality control. Analytical problem-solver tenacious in evaluating credit eligibility and ensuring compliance with in lending regulations. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
20
20
years of professional experience
Work History
Mortgage QC Auditor
Bakertilly
Remote, NC
09.2023 - Current
- Develop and implement quality assurance procedures to ensure product consistency and compliance with standards.
- Provide feedback on results of audits to management teams for corrective action planning purposes.
- Prepare detailed reports summarizing audit findings, including recommendations for corrective actions when necessary.
- Perform independent quality control review of loan files, in accordance with agency guidelines, federal regulatory requirements and state regulatory requirements
Senior Government Underwriter
Keller Mortgage
Remote, NC
04.2022 - 10.2022
- Analyzed financial data, such as income statements, balance sheets, and tax returns to determine applicants' eligibility for mortgage loans.
- Ensured compliance with all federal, state, and local regulations related to mortgage lending practices.
- Developed and maintained underwriter portfolios consistent with guidelines for credit quality and investor/insurer standards; approved or denied loans, as well as assisted with loan restructuring.
Senior Government Underwriter
Homepoint Financial
Remote , NC
09.2020 - 03.2022
- Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
- Maintained up-to-date knowledge of industry trends, regulations and compliance requirements.
- Achieved timely underwriting of loans in accordance with company and investor guidelines by ensuring that company turn-times were met and/or exceeded.
Senior Mortgage Underwriter
Keller Mortgage
Remote, NC
01.2019 - 09.2020
- Evaluated loan applications and creditworthiness of potential borrowers.
- Conducted the training, development, mentoring, guidance, and oversight of junior underwriters; aided in renegotiation's of loans and developed innovative fraud detection techniques.
- Analyzed and verified all financial information and documentation to determine that all loan files are complete and compliant.
Senior Government Underwriter
Wells Fargo Home Mortgage
Remote, NC
07.2004 - 03.2018
- Facilitated top-of-the-line service to high-net-worth clients through researching/analyzing in-depth returns and delivering confidential guidance to team members/customers in conjunction with investor needs.
- Achieved placement within the top producers in quality loans (eighth out of twenty-one underwriter) through strictly managing responsibilities and prioritizing key processes.
- Earned the highest lending authority in conventional loans, FHA, and VA by completing extensive internal product knowledge/underwriting testing, including underwriting test cases.
Education
Bachelor of Science - Business Managment
Virginia Tech
Blacksburg05-1993
Skills
- Quality Control
- Credit Analysis
- Fraud Awareness
- Risk Management
- Anti-Money Laundering
- Regulatory Compliance
Timeline
Mortgage QC Auditor
Bakertilly
09.2023 - Current
Senior Government Underwriter
Keller Mortgage
04.2022 - 10.2022
Senior Government Underwriter
Homepoint Financial
09.2020 - 03.2022
Senior Mortgage Underwriter
Keller Mortgage
01.2019 - 09.2020
Senior Government Underwriter
Wells Fargo Home Mortgage
07.2004 - 03.2018
Bachelor of Science - Business Managment
Virginia Tech
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