Jessica Hanna
Sterling Heights,MI
Summary
Mortgage professional experience in conventional and FHA. Highly motivated to expand my expertise in other aspects in mortgage. Recently complete NMLS and passed!
Overview
18
18
years of professional experience
1
1
Certification
Work History
DE FHA Senior Underwriter
Homebridge Financial Services
01.2021 - 01.2022
- Reviewed, analyzed and decisioned FHA, streamline, HUD, and manufactured home loans
- Maintained quality loans while progressively increasing production
- Assisted secondary team with errors or disputes to adhere to investor guidelines
- Team player always glad to help with complex situations or jump in and review files during high volume times
- Experience in several loan scenarios with identifying red flags in order to meet guidelines and company overlays.
DE FHA Underwriter
United Shore Financial Services
01.2012 - 01.2019
- Knowledgeable in products with Conventional and FHA, including purchases, refinances, cash-out, and streamline
- This afforded me the opportunity to train new underwriters
- Worked with brokers in the wholesale sector to analyze income, assets, appraisal and credit documents
- Point of contact to make credit decisions based on knowledge of Fannie, Freddie and FHA
- Managed pipeline with an average of 5-6 loans per day achieving quality loans with minimal errors
- Quality review of loans to mentor other underwriters to improve process and guidelines to achieve company goals.
Manager/Pharmacy Technician
Cherry Hill Pharmacy
01.2004 - 01.2012
- Assisted organization of staff in the dispensary of prescription to ensure that procedures relating to good dispensary practice is followed
- Participate in networking and promoting business including marketing of service and creation of marketing tools
- Update patient database to manage prescription drug profiles and dispensing prescriptions
- Assist in patient counseling to ensure customer is receiving professional and satisfactory service
- Maintain dispensing records for controlled substances to adhere to government requirements.
Education
Accelerated Bachelor of Business Administration -
Baker College
Clinton Twp., MI01.2009
Associates in Paralegal -
Baker College
Clinton Twp., MI01.2007
Skills
- Guidelines understanding
- Analyzing data
- Application Review
- Client Relationship Building
- Effective Communication
- Decision-Making
- Attention to Detail
- Credit analysis
- Risk Assessment
Certification
DE Certification
NMLS Certification #2582254
Timeline
DE FHA Senior Underwriter
Homebridge Financial Services
01.2021 - 01.2022
DE FHA Underwriter
United Shore Financial Services
01.2012 - 01.2019
Manager/Pharmacy Technician
Cherry Hill Pharmacy
01.2004 - 01.2012
Accelerated Bachelor of Business Administration -
Baker College
Associates in Paralegal -
Baker College