Natasha Abadie
Dallas,GA
Summary
Analytical Senior Underwriter with 10 years of experience steering applications through approval process. Develops and enforces guidelines and policies among all underwriters, personally underwriting for key partners. Keen relationship-builder with excellent communication and organizational skills.
Overview
10
10
years of professional experience
Work History
Senior Underwriter
CardWorks/North American Bancard
2022.07 - 2024.05
- Streamlined underwriting processes for increased efficiency and faster turnaround times.
- Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
- Reduced risk exposure through diligent evaluation of applicants'' creditworthiness and recommending appropriate credit limits.
- Communication with sales teams, resulting in improved understanding of client needs throughout the application process.
Disclosure Desk Specialist
Highland Mortgage
2022.04 - 2022.07
- Minimized the risk of non-compliance penalties by diligently monitoring deadlines for initial disclosures, re-disclosures, and closing documents delivery.
- Managed company disclosure timelines to maintain delivery standards and timetables.
- Ensuring disclosure packages are properly archived.
- Set up loan file with accurate fees according to selected loan program and other loan parameters.
Junior Underwriter
LoanDepot
2020.11 - 2022.03
- Identified potential risks associated with specific loan applications, mitigating financial exposure for the organization.
- Reviewing the title and appraisal to ensure both are supported and meets agency requirements.
- Assisted senior underwriters in evaluating loan applications, resulting in improved risk assessment accuracy.
- Made approval and denial recommendations by determining accurate risk levels.
Senior Business Underwriter
Can Capital
2014.10 - 2020.05
- Analyzed credit, income, compliance, ensured the applications were compliant with underwriting policies and procedures.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions to sales partners and customers.
- Made approval and denial recommendations by determining accurate risk levels.
Education
High School Diploma -
East Paulding High School
Dallas, GA05.2002
Skills
- Analyzing data
- Risk evaluations
- Credit analysis
- Microsoft Office
- Underwriting guidelines
- Guidelines understanding
- Risk Assessments
- Client Relationship Building
- Risk Assessment
- Documentation Review
- Application Review
- Relationship Building
Timeline
Senior Underwriter
CardWorks/North American Bancard
2022.07 - 2024.05
Disclosure Desk Specialist
Highland Mortgage
2022.04 - 2022.07
Junior Underwriter
LoanDepot
2020.11 - 2022.03
Senior Business Underwriter
Can Capital
2014.10 - 2020.05
High School Diploma -
East Paulding High School
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