Jessica McKnight
Lombard,IL
Summary
Organized and dependable Credit Risk Analyst with over 10 years of experience in the merchant payments industry. Offering excellent time management and financial analysis skills with a desire to work for a growing Fintech company.
Overview
14
14
years of professional experience
Work History
Credit Risk Analyst
Fiserv
10.2018 - Current
- Reviewed and decisioned the high volume and high risk merchant accounts for the Partner Solutions Underwriting team
- Assessed the risk exposure of each account and analyzed financial statements to determine if the merchant is financially supportive and if collateral is required
- Adhered to Know Your Customer requirements
- Analyzed applications for fraud indicators
- Communicating clearly with the sales agents and partners when additional information is needed to ma
Lead Underwriter
BluePay Processing
01.2015 - 10.2018
- Reviewed 400+ merchant applications each month for payment acceptance
- Analyzed credit reports, processing statements, bank statements and financials
- Applied knowledge of fraud trends to accurately identify and decline fraudulent applications, effectively reducing company losses
- Developed underwriting training materials and provided training for new hires and colleagues for cross-training purposes
- Responsible for answering all incoming emails for the underwriting department
Risk Analyst
BluePay Processing
05.2013 - 01.2015
- Analyzed data from merchant batch and transaction reports to identify fraudulent or unusual processing activity
- Terminated accounts with fraudulent activity in order to effectively reduce organizational losses
Data Entry Associate
BluePay Processing
05.2009 - 05.2013
- Entered merchant application data quickly and accurately into the system
- Communicated application issues with inside and outside sales offices
- Produced training documents and trained new hires in the department
Education
Bachelor of Arts - Graphic Design
The Art Center Design College
Tucson, AZ12.2004
Skills
- Financial Services Regulatory Requirements
- Financial Statements Analysis
- Fraud pattern detection
- Risk Assessment and Mitigation Strategies
- Client Satisfaction
- Detail Oriented
- Microsoft Excel Proficiency
- Time Management
Timeline
Credit Risk Analyst
Fiserv
10.2018 - Current
Lead Underwriter
BluePay Processing
01.2015 - 10.2018
Risk Analyst
BluePay Processing
05.2013 - 01.2015
Data Entry Associate
BluePay Processing
05.2009 - 05.2013
Bachelor of Arts - Graphic Design
The Art Center Design College
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