Joar Martinez Gonzalez
ATLANTA,GA
Summary
Pursuing full-time role that presents professional challenges and leverages interpersonal skills, effective time management, and problem-solving expertise.
Overview
1
1
Language
9
9
years of professional experience
Work History
Originations
Reach Financial
New York, NY
01.2022 - Current
- Evaluated client financials to determine loan eligibility and options.
- Coordinated with underwriters to streamline loan processing and approval timelines.
- Mentored junior loan originators on sales techniques and compliance standards.
- Analyzed market conditions to advise clients on optimal timing for loan applications.
Banker
Fifth Third Bank
Tampa, FL
03.2020 - 01.2022
- Advise clients on Financial services and resolve issues.
- Evaluating credit worthiness by processing loan applications and documentation with specified limits
- Attended local gatherings and networking events as bank representative to establish community relations and generate potential customer leads
- Identified interest rates and loan terms by reviewing and analyzing client credit.
- Reviewed and verified borrowers' income, credit reports, property appraisals and supplemental information to prepare documents for underwriting.
Finance Intern
Hartfield Insurance Group INC
Gainesville , Fl
01.2018 - 01.2020
- Supported budget analysis and forecasting efforts to optimize financial planning.
- Analyzed financial data to support strategic decision-making processes.
- Developed comprehensive financial reports to enhance visibility into performance metrics.
- Executed daily reconciliation of accounts, ensuring data accuracy and consistency.
- Conducted research on market trends to inform investment strategies and decisions.
Finance Intern
Howard Rosenblat PA
Gainesville , Fl
02.2017 - 01.2018
- Collaborated with cross-functional teams to streamline budgeting and forecasting activities.
- Implemented process improvements that increased reporting accuracy and efficiency.
- Strengthened internal communication between finance department and other business units, fostering collaboration towards shared objectives.
- Compiled and coordinated financial data for analysis and reconciliation.
Education
Bachelor of Science - Business Administration
Purdue University
West Lafayette, IN08-2026
MBA - Business Administration
LSUS
Shreveport, LA01-2028
Skills
- Financial budgeting
- MS Excel
- Deal structuring
- Client relationship management
- Risk analysis
- Cost and budget analysis
- Financial analysis and planning
Affiliations
- Active volunteer for Days for girls Foundation as well as humane society.
- Financial Uplifting volunteer with Fifth third bank, helped Those in need of learning ways to gain financial literacy and assist with credit.
- Youth leader for the church of jesus Christ of Latter Day Saints.
Languages
Spanish
Full Professional
Timeline
Originations
Reach Financial
01.2022 - Current
Banker
Fifth Third Bank
03.2020 - 01.2022
Finance Intern
Hartfield Insurance Group INC
01.2018 - 01.2020
Finance Intern
Howard Rosenblat PA
02.2017 - 01.2018
Bachelor of Science - Business Administration
Purdue University
MBA - Business Administration
LSUS