Jodi Meyers

All duties of Chief Lending Officer SVP:. In addition:

Manage Lending Department-focused on risk approvals, and portfolio quality

Oversee compliance with regulatory standards and ensure effective risk management practices. In both loan origination and loan servicing.

• Update management (ALCO) regarding lending production week over week.
• Present Internal Asset Review reports to ALCO on a monthly basis and quarterly to the Internal Assett Committee of the Board
• Oversight of mortgage marketing advertising and compliance.
• Attend Industry conferences regarding Risk and compliance and mortgage Lending.
• Participating member of the American Bankers Association mortgage markets committee.
• Monitor Exception Approval, tracking and reporting.
• Loan committee decision making including second denial review
• CRA Officer - responsible for ensuring the Bank is meeting the credit needs in assessment areas including in LMI communities and for LMI Borrowers
• Reporting to the Board twice a year in regard to CRA lending performance in LMI assessment areas and to LMI Borrowers. CRA activities and community development and services, annual reporting, and Public file updates

• Support loan officers with daily tasks and branch communication.
• Assist with branch communication and coordination.
• Helped train new MLOs with lending compliance officer support.
• Worked closely with the loan compliance/fair lending officer to build out our fair lending CMS

• Manged Loan Officers
• Responsible for lending compliance including TRID/ECOA/TILA/Flood/Udaap /S.A.F.E. Act/Fair Lending
• Conducted Annual Fair Lending training
• Reporting to the Board -Risk assessment -HMDA review annually
• Oversite of HMDA review and reporting
• Attended industry wide lending compliance conferences.

• Supported loan team throughout full origination process.
• Tracked loan pipelines and updated borrower records in bank systems.
• Explained loan products and credit options to help customers make informed decisions.
• Responded to customer and branch questions about rates, products, and loan application status.
• Delivered customer service support from application through closing.
• Reviewed credit reports, appraisals, and collateral documents for lending eligibility.
• Completed thorough review of loan documents before sending to title company.
• Ensured lending compliance responsibilities.

• All Duties as listed under Loan Officer -Vice President

• Supported and assisted Loan Officer to insure closing deadlines where met
• Communicated with borrowers an Branchs about application status and required documents.
• Coordinated with underwriters, processors, and branch staff on loan files.
• Assisted loan officers with pipeline tracking and follow-up tasks.
• Funded loans included sending wires to title company
• Monitored compliance with bank lending policies
• Prepared loan files for underwriting and approval

• Processed loan applications for El Dorado Savings Bank customers
• Reviewed credit reports and supporting paperwork for completeness
• Verified borrower documents and income records for loan files
• Updated loan records in bank systems and file folders
• Opended Title and escrow and processed loan commitment fees
• Reviewed preliminary title reports
• Communicaed with customers and Branch offices

• Supported loan teams with credit checks, file organization, employment verification orders, and deposit and loan processing.
• Entered data into computer systems accurately and efficiently.
• Backed up construction loan officer by ordering inspections and releasing draws to contractors and title companies.
• Assisted executive secretary and document room with miscellaneous duties as assigned.
• Performed miscellaneous duties as assigned.

• Performed cash handling duties including counting currency, coins and checks
• Provided exceptional customer service to customers by answering inquiries, and processing transactions in a timely manner.
• Assisted customers with opening new accounts, ordering checks.
• Balanced cash drawer and verified currency against teller records.
• Assisted customers with account inquiries and branch service needs.
• Posted loan payments and new loan funding journals and ran credit reports for the loan department