Travel, flying, family fun, running, sports
JOHN DOWLING
Norwalk,Connecticut
Summary
Proven Credit Professional - Sales Leader – Manager/Mentor of High Performing Teams Professional with strong background in commercial banking, prepared to drive impactful financial solutions and foster client relationships. Skilled in credit analysis, risk management, and portfolio management, with sharp focus on collaborative teamwork and achieving measurable results. Adaptable and reliable, consistently meeting client needs and organizational goals in dynamic environments.
Overview
31
31
years of professional experience
1
1
Certification
Work History
Commercial Banker/BDO Manager/Vice President
First County Bank
09.2011 - Current
- Develop sales team focused on growing loan portfolio, deposits, and overall market share – relationship based sales – aggressive proactive consultative approach
- Manage portfolio of industry diverse CRE banking client relationships-generate new business – credit focused with cross-selling goal targets for deposits and fee generating services
- Structure finance solutions based on client needs while maintaining strict adherence to credit policy – manage credit process from inception to closing
- Work with partners across bank platforms to meet deliverables for Bank strategic objectives
- Adhere to all compliance policies, standards, and procedures for business activities
- Lead several internal bank committees and initiatives to enhance bank and employee performance
Area Manager/Commercial Lender/Vice President
Laurel Road Bank/DR Bank
01.2007 - 09.2011
- Created marketing strategies and coordinated sales campaigns for business development
- Managed sales and branch teams, and tracked loan and deposit production
- Responsible for meeting both personal CRE goals and sales staff production goals
- Created many policies and procedures for newly formed bank
- Organically grew from $0.00 commercial loan portfolio to over $50 Million
Senior Financial Specialist/ AVP (Commercial Division)
Wells Fargo Bank N.A/Wachovia Bank/First Union National Bank
05.2000 - 12.2006
- Exceeded goals – “High five” retail sales club member and #1 Investment salesman 2005 & 2006
- Mentored new hires on optimal retail sales production techniques thru lead generation & service deliverance
- Developed strategic partnerships across bank disciplines to enhance network and increase production
Accountant
Breitling U.S.A.
03.1998 - 04.2000
- Prepared, compiled and reviewed financial records and reports
- Implemented actions to ensure positive cash flow
- Performed account reconciliations, assisting with budget and closes processes
Leader of collections agents
Allied Creditor Service
01.1994 - 06.1998
- Leader of collections agents managing accounts receivable for diverse clients across numerous industries
- Managed client expectations and delivered high performance with results exceeding expectations
- Worked within guidelines of Fair Debt Collections Act
- Performance highlighted to gain new clients and directly help grow business significantly
Mutual Fund Custodian & Accountant
Brown Brothers Harriman & Co.
07.1996 - 03.1998
- Prepared timely and accurate fund accounting output, including net asset values, yields, distributions, and accounting for investment portfolios including securities and commodities
- Managed transactional accounts in over 20 countries
- Purchased U.S
- T bills with daily investment cash surplus
- Maintained Excel spreadsheets to organize derivative activity
Education
Bachelor of Science - Business Administration (finance and marketing)
Northeastern University
Boston, MA01.1996
Skills
- Loan structuring
- Risk evaluation
- Collateral Valuation
- Portfolio Management
- Cross-Selling Products
- Customer Service
- Team Collaboration
- Creative Thinking
- Customer Service-Oriented
- Relationship Building
- Analyzing data
- Self-motivated nature
Certification
- CT State Certificates Firefighter I & II
- Hazemat Awareness & Operations
Affiliations
- Darien Volunteer Fire Department, Inc., Past Lieutenant, Superintendent of Alarms, Treasurer, Trustee
- ReTrainToWalk, Inc., Board Member
Hobbies and Interests
- Family time
- Distance running
- Travel
- Sports
- Aviation
- Fitness
- Cooking
Interests
Timeline
Commercial Banker/BDO Manager/Vice President
First County Bank
09.2011 - Current
Area Manager/Commercial Lender/Vice President
Laurel Road Bank/DR Bank
01.2007 - 09.2011
Senior Financial Specialist/ AVP (Commercial Division)
Wells Fargo Bank N.A/Wachovia Bank/First Union National Bank
05.2000 - 12.2006
Accountant
Breitling U.S.A.
03.1998 - 04.2000
Mutual Fund Custodian & Accountant
Brown Brothers Harriman & Co.
07.1996 - 03.1998
Leader of collections agents
Allied Creditor Service
01.1994 - 06.1998
Bachelor of Science - Business Administration (finance and marketing)
Northeastern University