John Irabor
Tampa,FL
Summary
Experienced Compliance & AML Investigator with 6+ years of expertise in ensuring regulatory adherence and driving operational excellence. Skilled in analyzing complex transactions, identifying risks, and delivering clear, actionable insights. Proven ability to develop policies, streamline processes, and train teams effectively. Adept at crafting detailed investigative narratives and leveraging tools like Microsoft Office Suite to support findings. Recognized for strong communication, strategic planning, and a methodical approach to investigations. Seeking a challenging role in a fast-paced, dynamic environment.
Overview
11
11
years of professional experience
Work History
Merchant Risk Analyst
Intuit
07.2025 - Current
- Assess multiple risk factors and determine credit exposure for new and existing merchants, providing clear recommendations on appropriate actions.
- Leverage business credit reports, investigative research platforms, and financial market data to conduct comprehensive merchant risk evaluations.
- Monitor ongoing credit, fraud, and chargeback trends to identify anomalies, performance deviations, and emerging risk indicators.
- Deliver insights and recommendations that support automation initiatives and continuous improvements in merchant risk assessment processes.
Financial Crime Consultant (Special Investigation)
PricewaterhouseCoopers (PwC)
07.2024 - 04.2025
- Investigated suspicious transactions involving firearms, excessive retail spending, and multi-region hotel bookings to identify indicators of human trafficking and organized crime.
- Conducted forensic fund tracing and analysis of large transfers to law firms and offshore entities to detect layering, structuring, and money-laundering typologies.
- Analyzed digital and transactional evidence linked to online sales of illegal substances, including THC-infused and psychedelic products, uncovering networks facilitating illicit trade.
- Prepared comprehensive investigative reports and collaborated with compliance, legal, and risk teams to assess case severity, escalate findings, and implement mitigation strategies.
- Prepared and filed Suspicious Activity Reports (SARs) with supporting evidence and detailed audit trails, ensuring full compliance with regulatory and institutional standards.
AML Investigator (Sanction Screening)
Citi Bank
07.2022 - 12.2023
- Conducted in-depth research and due diligence using internal systems and external databases, including SDN and OFAC sanctions lists, to identify potential sanctions exposure and financial crime risk.
- Investigated and dispositioned cases in alignment with internal compliance procedures and service level agreements (SLAs), ensuring timely and accurate resolution of alerts.
- Engaged stakeholders and gathered supplemental information to strengthen case findings, ensuring investigations complied with applicable laws, regulations, and internal policies.
- Applied sound risk judgment and transparency in decision-making, evaluating and mitigating control issues to safeguard the firm’s reputation, clients, and regulatory standing.
Fraud Analyst
US Bank
03.2022 - 06.2022
- Reviewed and prioritized high-volume fraud alerts and cases based on risk level, transaction type, and customer impact, ensuring timely and effective resolution of potential threats.
- Analyzed transaction patterns and account activity to identify emerging fraud schemes, cancel unauthorized transactions, and mitigate financial and reputational risk.
- Prepared and filed Suspicious Activity Reports (SARs) with comprehensive documentation, maintaining compliance with regulatory standards and internal audit requirements.
- Compiled detailed investigative reports and evidence summaries for management and senior investigators, supporting escalations and strategic fraud prevention initiatives.
Aircraft Worker
Piper Aircraft
10.2018 - 03.2021
- Ensured full regulatory compliance with FAA, EASA, and other aviation authority standards by conducting internal audits, reviewing maintenance records, and monitoring airworthiness directives and service bulletins
- Led compliance inspections of aircraft, maintenance facilities, and documentation to identify gaps, implement corrective actions, and maintain audit readiness.
- Supported aircraft certification processes by coordinating with maintenance teams, verifying repairs and modifications, and ensuring all required documentation met certification standards.
- Developed and maintained compliance manuals, records, and staff training programs to reflect regulatory updates and promote best practices in aviation safety and maintenance compliance.
Compliance Officer
National Aerospace University
08.2014 - 12.2014
- Managed practical action plans to respond to audit discoveries and compliance violations.
- Liaised with risk management, internal audit, and employee services departments to identify suspicious transactions and monitor unusual transfers involving large currencies.
- Implemented improvement initiatives and developed a compliance testing program to monitor and identify gaps in new and existing practices.
- Monitored data exports from internal and external systems and prepared quality narratives in accordance with company regulations.
- Conducted KYC due diligence on prospective and existing customers.
Education
Bachelor's - Aerospace Engineering
National Aerospace University
Kharkiv, UkraineSkills
- NICE actimize
- Lexis Nexis
- Oracle
- Verafin
- Auditing
- Analytical skills
- Critical-thinking skills
- Communication
- Report-writing
- Attention to detail
Timeline
Merchant Risk Analyst
Intuit
07.2025 - Current
Financial Crime Consultant (Special Investigation)
PricewaterhouseCoopers (PwC)
07.2024 - 04.2025
AML Investigator (Sanction Screening)
Citi Bank
07.2022 - 12.2023
Fraud Analyst
US Bank
03.2022 - 06.2022
Aircraft Worker
Piper Aircraft
10.2018 - 03.2021
Compliance Officer
National Aerospace University
08.2014 - 12.2014
Bachelor's - Aerospace Engineering
National Aerospace University