Summary
Overview
Work History
Education
Skills
Timeline
Other Accomplishments
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John Messenger

Workers Compensation Claims Adjuster
Solano County,CA

Summary

Results-driven Claims Manager and Seasoned Surety Underwriter with a proven track record in workers’ compensation and bond insurance. Skilled in mitigating risk, controlling loss, and delivering comprehensive claims management through strategic analysis, policy negotiation, and superior service. Well-versed in complex insurance laws and underwriting practices, with a strong commitment to protecting company assets while ensuring client satisfaction. Seeking to bring deep industry knowledge and cross-functional expertise to a reputable organization where both claims and underwriting experience will drive measurable results.

Overview

19
19
years of professional experience
3
3
years of post-secondary education

Work History

Claims Adjuster 1

Intercare Insurance Services
05.2023 - Current
  • Optimized claims management by reducing claim resolution times through efficient handling of a caseload exceeding 20 - 50+ claims per month, ensuring timely and accurate settlements while managing 345 total Future medical claims.
  • Claim closing ratio of 418% for third quarter of 2024.
  • Conducted thorough reviews of claims forms, policies, and medical documentation to assess coverage and liability.
  • Delivered exceptional customer service by promptly addressing inquiries about claims status,
  • Ensured compliance with state regulations by maintaining meticulous documentation and adhering to company policies, passing audits with 100% compliance
  • Collaborated with cross-functional teams on complex cases, contributing to process improvements and a more cohesive work environment
  • Stayed ahead of industry trends by attending conferences and workshops, incorporating new knowledge into daily practices and improving team efficiency
  • Maintained and updated claims data using the IVOS system, ensuring efficient claims processing and reducing administrative errors.

Claims Manager

Metropolitan Van & Storage Inc.
05.2022 - 08.2022
  • Revitalized an underperforming department by reducing response time from 30 days to under 48 hours; streamlined claims adjudication from 2–12 months down to 45 days
  • Championed valuation claims process by providing expert guidance and fostering trust with clients during challenging claim situations
  • Managed high-volume claims inventory with timely, accurate processing and rebuttal feedback, ensuring compliance with all contractual, military, civilian, and regulatory requirements
  • Monitored and analyzed productivity and accuracy metrics to ensure claim adjudication met departmental goals for timeliness and quality
  • Collaborated with cross-functional teams to improve departmental efficiency and reduce adjudication errors
  • Reviewed and resolved complex claims issues, including delays and denials; approved awards and payments within company and client guidelines

Permit Coordinator/Inspection Technician/ CEAS

Sunrun
01.2021 - 05.2022

Reduced permit submittal time from 1–6 months to 48 hours in underperforming department

  • Resolved year-long inspection backlog within 6 months
  • Increased monthly sales appointments from 20 to 46 in CEAS role
  • Prepared and submitted permit packages; ensured timely approval and retrieval
  • Collaborated with jurisdictions and engineers to resolve redlines and meet changing requirements
  • Coordinated inspections and ensured milestone completion for operational readiness
  • Managed permit fee collection and reimbursement
  • Qualified leads and scheduled appointments for solar and energy storage sales

Permit Runner

Semper Solaris
06.2019 - 01.2021
  • Collaborated with COO & I.T. Department to streamline Salesforce CRM system to work seamlessly and effortless Permit submittals with AHJ Websites.
  • Prepare, draft, and compile permit packages for 36 different AHJ's, Authority Having Jurisdiction
  • Responsible for all permit follow-up, completion, and delivery.
  • Communicated project status to client
  • Record and code accounting details for all charges and checks related to permits and file any documents
  • Stayed up-to-date on California laws and licensing requirements to complete accurate and efficient permits

Surety Bond Agent and Surety Underwriter

All-Pro Bail Bonds
01.2013 - 06.2019
  • Applies strategic and analytical thought-process when assessing bond requests for up to $1 million
  • Negotiated terms and conditions of payment to maximize profit margins and protect against loss
  • Achieved 100% audit scores from Department of Insurance for following reporting and documentation regulations
  • Determined financial needs by assessing existing coverage and aligning new products and services with long-term goals

Surety Bond Agent and Surety Underwriter

Two Jinn Incorporated
01.2006 - 01.2013
  • Coordinated all underwriting functions for standard and substandard applications reviews performed at 100% accuracy
  • Interviewed clients, examined applications, deeds, contracts and financial statements to qualify and protected profit margins
  • Mitigated company risk by rejecting applications when requirements were not furnished, RNF, or if risk is not acceptable, RNA
  • Performed all processes and posted bonds to court, providing prompt jail release for defendants
  • Complied with all financial aid guidelines and regulations, including state and federal requirements

Education

Certificate - Real Estate Appraisal

Allied Business Schools
Laguna Hills, CA
01.2006 - 06.2006

Some College (No Degree) - Liberal Arts And Sciences

Solano College
Suisun, CA
08.1996 - 12.1998

Skills

Timeline

Claims Adjuster 1

Intercare Insurance Services
05.2023 - Current

Claims Manager

Metropolitan Van & Storage Inc.
05.2022 - 08.2022

Permit Coordinator/Inspection Technician/ CEAS

Sunrun
01.2021 - 05.2022

Permit Runner

Semper Solaris
06.2019 - 01.2021

Surety Bond Agent and Surety Underwriter

All-Pro Bail Bonds
01.2013 - 06.2019

Surety Bond Agent and Surety Underwriter

Two Jinn Incorporated
01.2006 - 01.2013

Certificate - Real Estate Appraisal

Allied Business Schools
01.2006 - 06.2006

Some College (No Degree) - Liberal Arts And Sciences

Solano College
08.1996 - 12.1998

Other Accomplishments

  • Successful Account Manager, Schwan's Company
  • Successful Account Manager, PepsiCo. Inc.
  • Successful Account Manager, Coca-Cola Enterprises
  • Unit Supply Specialist, United States Army, Ft. Jackson, SC
John MessengerWorkers Compensation Claims Adjuster