John Nalevanko
Greensburg,PA
Summary
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Overview
18
18
years of professional experience
Work History
Secured Credit Analyst
First Commonwealth Bank
04.2017 - Current
- Successfully managed a large portfolio of investment accounts for market volatility and credit risk.
- Managed floor-plans for multiple auto dealers as well as provided guidance when needed.
- Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
- Monitored funding for construction projects and addressed any issues that emerged.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Ordered and reviewed field exams to assess the collateral risk of our borrowers.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Sales Associate and Electronics Department
Wal-Mart
05.2006 - Current
- Organized racks and shelves to maintain store visual appeal, engage customers, and promote specific merchandise.
- Maintained calm demeanor and professionally managed issues in busy, high-stress situations.
- Prepared merchandise for sales floor by pricing or tagging.
- Helped customers locate products and checked store system for merchandise at other sites.
- Serviced clients with all cell phone needs (opened/serviced accounts).
Financial Solutions Specialist
First Commonwealth Bank
06.2016 - 04.2017
- Analyzed information and prepared products best suited to individual customer’ requirements.
- Provided exceptional customer service, resolving complex issues quickly and effectively, resulting in high client satisfaction ratings.
- Audited internal controls and prepared audit reports
- Assisted customers with their personal/home loan applications as well as provided guidance when needed.
Financial Services Rep and Agent Department
MassMutual Financial Group
04.2015 - 01.2016
- Analyzed information and prepared plans best suited to individual customer’ requirements.
- Provided excellent customer service, resolving issues quickly and maintaining long-term client relationships.
- Enhanced customer relationships with personalized service and addressing individual concerns promptly.
- Advised clients on retirement planning options such as IRAs or annuities based on individual goals.
- Maintained up-to-date knowledge of industry regulations, trends, and best practices to provide informed advice to clients.
Accountant and Accounting Department
Old Republic Insurance Company
10.2011 - 04.2015
- Operated funding and deductions with numerous escrow accounts
- Performed monthly, quarterly and year-end journal entries in a timely manner to meet deadlines
- Completed ledger reconciliations associated with cash, accounts receivables, and payables
- Handled numerous SEC items on a regular basis as well as performed yearly SOX testing.
- Handled day-to-day accounting processes to drive financial accuracy.
Education
Bachelors of Science – Accounting -
Saint Vincent College
05.2011
Skills
- Relationship Management
- Credit Reporting
- Credit risk
- Financial statement analysis
- Credit analysis
- Risk Assessment
- Oral and written communications
- Loan Documentation
- Portfolio Management
- Collateral Valuation
- Investment Analysis
- Microsoft Excel proficiency
Awards
- Named January 2016 Pop Star Award Winner for Outstanding Customer Service.
- Received numerous academic/leadership scholarships.
- Named to Dean's List 5 times.
Timeline
Secured Credit Analyst
First Commonwealth Bank
04.2017 - Current
Financial Solutions Specialist
First Commonwealth Bank
06.2016 - 04.2017
Financial Services Rep and Agent Department
MassMutual Financial Group
04.2015 - 01.2016
Accountant and Accounting Department
Old Republic Insurance Company
10.2011 - 04.2015
Sales Associate and Electronics Department
Wal-Mart
05.2006 - Current
Bachelors of Science – Accounting -
Saint Vincent College