Ryan Khatib
Orland Park,Illinois
Summary
Credit Risk Analyst with a strong track record in risk assessment models and financial analysis. Demonstrated expertise in regulatory compliance and effective problem-solving. Proven ability to enhance productivity and support business objectives through critical thinking and clear communication.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Credit Academy (Credit Risk Analyst)
Wintrust Corporation
Chicago, Illinois
07.2023 - Current
- Analysis of the company's financial, operational, and management strengths and weaknesses to minimize capital, balance sheet, and reputation risk.
- Actively communicate with senior relationship managers on underwriting simple and complex transactions for a wide range of companies and individuals.
- Underwrite transactions related to traditional commercial real estate, commercial lending, treasury management, and wealth management.
- Prepare company annual financial reviews and underwriting memos focusing on a company's leverage, key risk factors, sources of payments, cash flow, and ability to service debt.
- Participate in client meetings with senior relationship managers to get a better understanding of the borrower and client in preparation for a credit approval presentation.
- Discuss and communicate with credit team and managers on various assigned tasks and projects to complete prior to the deadline.
Manager
Atara
Berwyn, Illinois
01.2017 - 06.2023
- Manage family business by ensuring a healthy and welcoming environment to both employees and customers.
- Perform bank deposits and maintain ATM machine ready with cash for withdraws.
- Manage inventory control by tracking products and placing new orders to ensure product availability.
- Provide an exceptional customer service by greeting and assisting customers with inquiries.
Sales Representative
T-Mobile
Homer Glen, Illinois
07.2021 - 03.2023
- Assist customers with concerns and questions regarding service plans, accounts, and devices.
- Offer services and provide product recommendations based on customer needs and desires.
- Maintain knowledge of current sales and promotions, policies regarding payment, exchanges, and security practices.
- Promote T-Mobile on social media platforms to family and friends to help generate new sales.
- Meet and surpass team goals by the end of each month.
Loan Operations Intern
Wintrust Corporation
Rosemont, Illinois
05.2022 - 08.2022
- Contacted insurance providers and politely asked for current proof of property insurance and insurance certificates.
- A researching imaging system was utilized to get the correct contact information from agents.
- Updated my manager with a new excel spreadsheet every day to help determine what was complete.
- Updated an FIS system to allow the current proofs of insurance to be placed in its correct space.
- Finished projects and tasks in a timely order, one being the Real Estate Pin Project.
- Researched image system to identify all real estate used as loan collateral.
- Sorted out each PIN number connected to each property, where a revised spreadsheet would be delivered to a third party.
- Went to various meetings to get a better understanding of the corporation and to widen my knowledge on finances which were held by HR, Presidents of the company, and managers.
Pharmacy Technician
CVS Pharmacy
Hickory Hills, Illinois
10.2020 - 07.2021
- Communicated with healthcare providers, insurance companies, and patients in person, by email, via fax and telephone in a professional manner.
- Properly filled and dispensed client prescriptions following medical provider instructions.
- Received and stored incoming inventory by verifying quantities against invoices and checked for outdated medications.
- Performed troubleshooting for clients with insurance issues to help resolve problems.
- Provided a friendly customer service experience to help increase customer loyalty.
Lead Porter
Community Honda
Orland Park, Illinois
08.2019 - 10.2020
- Monitored and maintained lot cleanliness and organized cars in the showroom.
- Performed troubleshooting for clients with insurance issues to help resolve problems.
- Greeted incoming customers and redirected them to the appropriate personnel for further assistance.
- Trained new porters on how to perform job responsibilities according to company standards.
Education
Bachelor of Science - Finance
University of Illinois at Chicago
Chicago, ILAssociate of Arts -
Moraine Valley Community College
Palos Hills, ILSkills
- Microsoft Word proficiency
- Excel proficiency
- Financial analysis
- Credit assessment
- Relationship management
- Underwriting processes
- Time management
- Attention to detail
- Team collaboration
Accomplishments
- University of Illinois at Chicago Dean's list, Students receiving a GPA above a 3.5, Fall 2021
- Moraine Valley Community College Presidents List, Students receiving a GPA above a 3.75, Fall 2019 - Spring 2021
Certification
- NMLS Certified
Languages
English
Native/ Bilingual
Arabic
Native/ Bilingual
Spanish
Limited
Timeline
Credit Academy (Credit Risk Analyst)
Wintrust Corporation
07.2023 - Current
Loan Operations Intern
Wintrust Corporation
05.2022 - 08.2022
Sales Representative
T-Mobile
07.2021 - 03.2023
Pharmacy Technician
CVS Pharmacy
10.2020 - 07.2021
Lead Porter
Community Honda
08.2019 - 10.2020
Manager
Atara
01.2017 - 06.2023
Bachelor of Science - Finance
University of Illinois at Chicago
Associate of Arts -
Moraine Valley Community College
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