Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Jon Wegner

Burnsville,MN

Summary

Astute and methodical Senior Mortgage Underwriter with significant background working with mortgage customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs.


Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as skilled underwriter. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.

Overview

23
23
years of professional experience

Work History

Senior Mortgage Underwriter

Wells Fargo
03.2013 - 10.2023
  • Verified integrity of applicants' information to minimize fraud.
  • Worked with processing team members to communicate errors and obtain missing information for current applications.
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
  • Trained junior team members in underwriting procedures and loan quality grading standards.
  • risk management
  • Subject Matter expert

Home Mortgage Consultant

Wells Fargo
08.2007 - 03.2013
  • Assessed clients' financial data to determine loan suitability.
  • Advised clients on loan process and specialized topics in home purchasing such as rates and products.
  • Presented, explained and processed home loan documents such as pay stubs and bank statement to borrowers.
  • Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchase
  • subject matter expert, helping in training new employees. 1 year experience

Loan Processor

Wells Fargo
10.2003 - 07.2007
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • worked as subject matter expert to train new employees for 1 year

Entrepreneur

Owner Operator Of Munchy Time
07.2000 - 09.2003

owner operator of a convenience store

managed employees

ordering supplies

keeping book with excel

Education

Bachelor of Arts - Criminal Justice

University of Minnesota - Twin Cities
Minneapolis, MN
06.1997

Skills

  • Debt-to-Income Ratios
  • FNMA Guidelines
  • Application Analysis
  • Residential Loans
  • multi-tasking
  • employee training
  • Customer service

Accomplishments

I have received the customer service excellence award in both processing and sales as a top performer, and received service conference in both positions as a top performer.


  • Supervised team of 15 staff members.

Timeline

Senior Mortgage Underwriter

Wells Fargo
03.2013 - 10.2023

Home Mortgage Consultant

Wells Fargo
08.2007 - 03.2013

Loan Processor

Wells Fargo
10.2003 - 07.2007

Entrepreneur

Owner Operator Of Munchy Time
07.2000 - 09.2003

Bachelor of Arts - Criminal Justice

University of Minnesota - Twin Cities
Jon Wegner