Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Jonathan Osborn CPCU

Spring Grove,IL

Summary

Results-driven commercial lines underwriter with over 3.5 years of experience at Acuity Insurance, specializing in the evaluation of complex commercial risks across diverse industries. Expertise in customizing insurance coverage and ensuring compliance with regulatory standards has fostered strong relationships with agents and brokers, driven profitable growth, and enhanced underwriting processes for greater efficiency. Proficient in analyzing market trends and leveraging data to inform strategic decisions, significantly contributing to underwriting profitability. Committed to delivering exceptional service while navigating the evolving landscape of the insurance industry.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Commercial Lines Underwriter

Acuity Insurance
01.2022 - 08.2025
  • Manage a commercial book with ~$10M in premium, maintaining productivity 30% above departmental average.
  • Process 650+ quotes annually, generating $1M+ in new business per year with consistent accuracy and meticulous attention to detail.
  • Evaluate and underwrite complex commercial insurance policies across diverse industries, ensuring accurate risk assessment and profitable premium pricing.
  • Analyze market trends and loss data to refine underwriting approaches, optimizing risk exposure and profitability.
  • Build and maintain strong relationships with agents, brokers, and policyholders to drive client satisfaction and retention.
  • Stay current with industry trends and regulations through continuous professional education, adapting underwriting strategies accordingly.

Real Estate Appraisal Intern

LA Duesterbeck
05.2021 - 09.2021
    • Assisted appraisers in advising clients on market conditions, pricing, zoning regulations, and legal requirements for 30+ commercial and residential properties.
    • Generated detailed lists of 10+ comparable sold properties and leases tailored to client specifications, improving appraisal accuracy.
    • Conducted comprehensive market studies analyzing rental rates and lease terms for 20+ commercial buildings within target regions.
    • Participated in 15+ on-site property inspections, documenting key features and conditions to support valuation reports.
    • Compared subject properties against recently sold comparables to establish competitive market pricing, contributing to timely and accurate appraisals.

Construction Crew Lead

Copenhagen Construction
02.2019 - 09.2019
    • Supervised and coordinated a crew of 1–4 workers, ensuring daily goals and project quotas were consistently met on schedule.
    • Played a key role in restoring a historic Frank Lloyd Wright estate, adhering strictly to original architectural designs and standards.
    • Gained hands-on experience in multiple construction trades, including carpentry, masonry, and excavation, enhancing team versatility.
    • Interpreted blueprints and technical drawings to determine material requirements and project specifications, reducing waste and delays.

Education

BBA - Finance- Real Estate Emphasis

University of Whitewater
Whitewater, WI
12.2021

Skills

  • Analytical problem solving
  • Meticulous attention to detail
  • Reliable work performance
  • Cross-functional collaboration
  • Data analysis proficiency
  • Effective loss reduction methods
  • Application evaluation
  • Comprehensive portfolio analysis

Certification

  • CPCU - Chartered Property Casualty Underwriter
  • AU- Associate in Commercial Underwriting
  • AIS- Associate in Insurance
  • ARM- Associate in Risk Management

Timeline

Commercial Lines Underwriter

Acuity Insurance
01.2022 - 08.2025

Real Estate Appraisal Intern

LA Duesterbeck
05.2021 - 09.2021

Construction Crew Lead

Copenhagen Construction
02.2019 - 09.2019

BBA - Finance- Real Estate Emphasis

University of Whitewater