Results-driven professional with strong communication, collaboration, and organizational skills. Quick learner with excellent negotiation abilities and a commitment to accountability. Focused on contributing to organizational success through understanding team dynamics and responsibilities. Proven ability to take direction effectively and lead by example.
Overview
25
25
years of professional experience
Work History
Commercial Lines Underwriter
American Family Insurance
St Joseph , MT
11.1999 - 11.2024
Evaluated insurance applications for commercial lines to assess risk and coverage needs.
Collaborated with agents to clarify underwriting guidelines and resolve application issues.
Analyzed market trends to inform underwriting decisions and improve risk assessment processes.
Developed tailored insurance solutions based on client needs and industry standards.
Reviewed loss history reports to determine eligibility for coverage and premium rates.
Communicated with clients regarding policy terms, conditions, and endorsements effectively.
Mentored junior underwriters on best practices and company procedures for risk evaluation.
Maintained up-to-date knowledge of state regulations affecting commercial insurance policies.
Identified opportunities for cross-selling additional products or services to existing customers.
Worked with field agents to provide recommendations on customer applications.
Advised brokers and agents on product availability, policy changes, endorsements and other related matters.
Evaluated customer needs and provided appropriate solutions based on their individual requirements.
Utilized effective pricing structures to accomplish business objectives and meet customer expectations.
Collaborated with claims personnel to evaluate pending claims activity and recommend appropriate action plans.
Assessed the financial stability of potential customers through analysis of loss history, credit reports, financial statements.
Interacted regularly with executive leadership team members regarding strategic initiatives.
Stayed up to date on industry standards and underwriting guidelines.