Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Languages
Work Availability
Quote
Timeline
Hobbies and Interests
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Jonathan Parnell

Jonathan Parnell

San Diego,CA

Summary

Results-driven CEO & Founder of Angel Oak Tree LLC, business leader with a robust history of steering companies towards success and fostering a culture of excellence. Adept at navigating complex challenges, fostering innovation, and ensuring adaptability to evolving market conditions, with a focus on strategic planning and operational excellence. Over 15 years of extensive experience in mortgage banking, real estate development, and private lending including over 1,500 clients helped many being veterans over the years. My time at Merrill Lynch allowed me to understand the complexities in both realestate lending including the successfull IPO of Facebook which issued 70MM shares total and allocated Merrill Lynch with close to 10mm shares. This experience led me to successfully start my own company resulting in financing of multiple properties all over the world including Turkey, Portugal and finding creative ways to use clients homes as the basis for generation wealth paying of over $50MM of debt and listing multiple properties on AIRBNB that are set up to produce debt service ratios over 5% from the extra lots and land development I created.

Overview

15
15
years of professional experience
1
1
Certificate

Work History

Founder

ANGEL OAK TREE LLC
01.2016 - Current
  • Established relationships with over 1,000 Clients over the past 8 years using a robust CRM hand-tailored to help clients eliminate over 50 million in revolving debt through creative financing
  • Developed strategic partnerships with key stakeholders in the mortgage industry, driving collaboration and improving service delivery across all lending operations.
  • Bolstered service quality and planning by developing and leading training programs for junior staff members at lending institutions
  • Implemented system-wide changes for over 300 loan officers remotely with a financial-based planning approach focusing on real estate as the foundation for building generational wealth
  • Developed 22-acre property through structured financing enabling a client to subdivide the property into 4 lots zoned agricultural that were converted into multiple homes and Accessory Dwelling Units that produced a debt service ratio of over 3.0
  • Successfully listed multiple investments for clients on Airbnb and other platforms that produced on average of $1,100 per night
  • Scaled operations exponentially increasing revenue from $50,000 in 2020 to $400,000 in 2022
  • Successfully launched Angel Oak Tree LLC with no seed capital alone in my living room through telemarketing & organic relationships built over the past decade
  • Acquired several properties internationally in Turkey, Portugal, and other regions through creative financing which resulted in over $5,000,000 in profits for my clients

Sr. Executive Mortgage Banking

GLOBAL EQUITY FINANCE INC.
01.2012 - 12.2015
  • Achieved over $45MM in real estate fundings in 2014
  • Elite Branch Manager recognition for the highest
  • Streamlined operations for increased efficiency by identifying bottlenecks in sales processes and implementing targeted solutions.
  • Established company records for the most real estate fundings in a month at 40
  • Reached the highest average revenue per loan of $9,500
  • Triple Crown champion : A winn in all 3 categories in a quarter. Name engraved on a the most prestigious trophy that will be displayed at the Corporate headquarters,
  • Top Unit Producer / Top Volume Producer
  • Fast Track Champion 10 loans in the first 2 months, and approvals within 7 business days of UW submission.
  • Boosted operational efficiency through implementation of lean principles, resulting in reduced waste and improved production timelines.
  • Set aggressive targets for employees to drive company success and strengthen motivation.

Investment Banking Associate

MERRILL LYNCH
01.2010 - 12.2012
  • Initial IPO of Facebook which is one of the 10 largest IPOS in history trading over 420mm shares they first day
  • Raised $100mm in AUM year one all from cold calling, seminars, and my own marketing
  • Rookie of the year award
  • Managed a team of ten Senior Loan Consultants forging new client relationships and servicing existing ones while maintaining a large client base
  • Increased cross-selling opportunities through proficiently identifying client needs and recommending appropriate financial products.
  • Maximized performance by monitoring daily activities and mentoring team members.
  • Built high-performing teams through effective recruitment, onboarding, and talent development initiatives.
  • Developed CRM database of qualified leads through referrals, cold calling, direct mail, email campaigns and networking.
  • Recruited, interviewed and hired employees and implemented mentoring program to promote positive feedback and engagement.

Education

Bachelor of Arts - Emphasis in English Literature

University of Massachusetts Amherst
Amherst, MA
05-2004

Skills

  • CRM software proficiency & Lead Generation
  • Strategic financial analysis
  • Investment strategy development
  • Fostering genuine connections
  • Market analysis in real & Real estate capital acquisition
  • Strategic financing expertise

Accomplishments

    Started my own business with no seed capital by setting up my own marketing, branding, lead generation system and set up creative financing which resulted in a 98% closing ratio and generational wealth built by using the principles from Merrill Lynch and constantly learning every possible guideline in commercial, residential, land development. Purchased a hotel in turkey through creative financing knowing the Lyra was not strong and my client was able to get $1.8mm USD at a 40 year loan Interest only for 10 years amortized over 40. Please see portfolio of projects completed,

Certification

  • Presidents Club at Merrill Lynch
  • Certified Mortgage Banker
  • Airbnb host with and average of 2% DSCR and multiple homes built from ground up
  • Elite Branch Manger
  • Millionaires Club
  • Triple crown
  • Highest ratio of real estate submissions to closings 98%, average is 65%

Languages

English
Native or Bilingual
Spanish
Limited Working

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

Price is what you pay. Value is what you get.
Warren Buffett

Timeline

Founder

ANGEL OAK TREE LLC
01.2016 - Current

Sr. Executive Mortgage Banking

GLOBAL EQUITY FINANCE INC.
01.2012 - 12.2015

Investment Banking Associate

MERRILL LYNCH
01.2010 - 12.2012

Bachelor of Arts - Emphasis in English Literature

University of Massachusetts Amherst

Hobbies and Interests

  • Avid Reader
  • Personal Development and Self-Improvement
  • Documenting and sharing travel experiences.
  • Stand-up Paddleboarding (SUP)
  • Playing Sports
  • Fashion
  • Youth mentor, providing guidance and support to empower the next generation of leaders.
  • I enjoy cooking for friends and family gatherings.
  • Adventure Travel
  • DIY and Home Improvement
  • Camping

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Jonathan Parnell