JORGE ARMAND GARCIA
Queen Creek,AZ
Summary
Seasoned Mortgage Loan Specialist with a background in underwriting, loan processing, and regulatory compliance. Proven success in reviewing consumer credit contracts, evaluating loan risk, and coordinating funding. Bilingual (English/Spanish) with a strong reputation for dependable service and clear communication in fast-paced environments.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Caregiver
Affinity Family Care
Mesa, AZ
02.2025 - Current
- Participated in team meetings regarding client progress or concerns raised by family members.
- Developed plans for respite care when needed based on availability of family members or other caregivers.
- Administered prescribed medications on a timely basis following care plan instructions.
- Drive clients to shop for groceries, attend doctor appointments and run errands.
Mortgage Underwriter
Rocket Mortgage
Phoenix, AZ
11.2020 - 09.2022
- Researched applicant employment and financial histories to confirm document accuracy.
- Determined whether or not to approve or deny a loan application in accordance with company guidelines.
- Collaborated with loan originators and processors to correctly review and assess applications and risks.
- Issued clear written conditions for approval of mortgage loans.
Mortgage Loan Processor
Bank of the West
Tempe, AZ
03.2018 - 10.2020
- Performed post-closing follow up on file completion requirements.
- Worked with third-party vendors to address and clear loan closing requirements.
- Collaborated with closing agents to schedule and prepare for loan closings.
- Checked applicant credit, personal references and employment histories.
- Assessed credit reports to determine eligibility for mortgage loans.
- Assisted in developing loan packages that meet borrower needs and financial capabilities.
Mortgage Loan Processor
Chase Bank
Phoenix, AZ
03.2014 - 03.2018
- Worked with third-party vendors to address and clear loan closing requirements.
- Performed post-closing follow up on file completion requirements.
- Checked approvals against established bank and government lending standards.
- Collaborated with closing agents to schedule and prepare for loan closings.
- Gathered property appraisals, surveys and tax records to update mortgage loan files.
- Processed loan documents and ensured compliance with federal regulations.
Education
High School Diploma -
Cullen High School
05-2007
Skills
- Financial analysis
- Risk assessment
- Customer service
- Credit evaluation
- Loan processing
- Detail-oriented
- Analytical and problem-solving skills
- Negotiation skills
- Debt-to-income ratios
- Communication skills
- Team building
- Technical and administrative skills
- Adaptability
Certification
- Massachusetts Institute Of Technology | Professional Certificate In Coding
Timeline
Caregiver
Affinity Family Care
02.2025 - Current
Mortgage Underwriter
Rocket Mortgage
11.2020 - 09.2022
Mortgage Loan Processor
Bank of the West
03.2018 - 10.2020
Mortgage Loan Processor
Chase Bank
03.2014 - 03.2018
High School Diploma -
Cullen High School
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