Jorge Rodriguez
Whittier,CA
Summary
Respectful Loan Officer/Underwriter with 22 years of hands-on experience evaluating and authorizing various loans including auto loans, visa, signature, home loans and home equity loans. Dependable professional with 27 years experience in banking and credit union operations.
Overview
24
24
years of professional experience
1
1
Certification
Work History
Underwriter
Rize Credit Union
Irwindale, CA
10.2022 - Current
- Analyzed risk and adhered to underwriting standards to drive risk selection and profitability.
- Cross trained in Consumer Lending, CUDL and HFS loan applications.
- Analyzed financial information including income, assets, liabilities and credit history of applicants.
- Gathered and analyzed information to determine risk acceptability.
Senior Loan Officer
POPA Federal Credit Union
Cerritos, CA
07.2002 - 10.2022
- Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
- Trained new loan officers and new employees on the consumer lending division, from start to finish of a loan application. Was in charge of the DMV department and perfecting the collateral for the credit union including preparation of all DMV documents in California.
- Educated customers on variety of loan products and available credit options to promote valuable decision-making.
- Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
- Utilized underwriter authority to correspond with corporate risk appetite and strategy.
- Constantly led the credit union on cross selling other loan products and/or insurance products
Education
Some College (No Degree) - Real Estate
Cerritos College
Norwalk, CASkills
- Application Preparation
- Regulatory knowledge
- Creditworthiness Determination
- Upselling and Cross Selling
- Income Evaluation
- NMLS Registration
- Training officer in DMV and consumer lending
- Customer Service
- Contract Preparation
- Employee coaching
- New Employee Training
Languages
English
Native/ Bilingual
Spanish
Native/ Bilingual
Certification
- Licensed with California BRE - 2005
- California Notary Public License - 2004
Timeline
Underwriter
Rize Credit Union
10.2022 - Current
Senior Loan Officer
POPA Federal Credit Union
07.2002 - 10.2022
Some College (No Degree) - Real Estate
Cerritos College