Jose Guillermo
Burbank,CA
Summary
Innovative Finance expert providing robust background employing critical thinking and analysis to achieve success among talented team of professionals. Expert in compiling and reviewing various types of data to support market analysis and strategic planning. Knowledgeable in organization management, operations, research and sales strategies. Quick learner with outstanding track record in academic achievement as well as strong aptitude for formula development and information analysis.
Overview
16
16
years of professional experience
Work History
SENIOR BUSINESS BANKING
BANK OF AMERICA N.A.
06.2021 - Current
- Processed $3 million in commercial loans, business equipment loans, business lines of credits, and business auto loans along with credit cards
- Analyze balance sheet, income statement, cash flow statement among others to determined business eligibility for loans, lines of credit including SBA Loans
- 40% increase in Merchant Services and ADP Payroll services enrollment was do to complimentary review of clients current rival merchant services.
- Scheduled and led weekly financial center meetings for all employees to discuss strategies, promotions, company updates, and new products/procedures
BUSINESS/PERSONAL BANKER
WELLS FARGO BANK N.A.
10.2018 - 05.2021
- National ID: 1766601 U# U626005 NMLS ID: 1814029
- Processed customer request for Business Loans, Lines of Credit, and Business Credit Cards
- Weekly Business Partner Introduction as well as increase sales by following up with leads and new customers through outbound calls and prospecting.
- Opened business accounts, reviewed deposit profitability analysis and outlined strategies to bring unprofitable existing accounts back to productive status.
TELLER/BANKER
WELLS FARGO BANK N.A.
12.2017 - 10.2018
- National ID: 1766601 U#: U626005
- Replenished ATM funds in empty canisters prior to validation process and balance vaults daily
- Processed customer transactions promptly, minimizing wait times. (Data Entry, cash balancing, and deposits)
- Counted, verified and handled bank deposits and armored car transactions. (Incoming and outbound.)
- Answered inquiries regarding account balances, transaction history, services charges and interest rates.
INSURANCE BROKER
AMERICAN SENIOR BENEFITS
09.2016 - 12.2017
- Insurance Broker License #0L01800
- Expert in Universal Life, Whole Life, Term Insurance, Annuities, and Financial Planning
- Strategized with clients to create customized insurance policy packages. (Protect assets and family love ones)
- Retained 75% of policyholders during annual renewal period and reposition the other 25% into new policies
INSURANCE AGENT
BANKER'S LIFE
02.2015 - 09.2016
- Customized existing insurance programs to suit individual client needs by analyzing requirements.
- Conducted 50 daily dials to prospect new clients
- Conducted annual reviews of existing policies holders
- Collected financials for underwriters
ASSISTANT MANAGER OF OPERATIONS
OG CONSTRUCTION INC
01.2007 - 12.2014
- Oversaw high-volume accounting operations with 4 person team. (AP/AR and budget efficiency)
- Data entry, organized files, and order supplies
- Supervised team of 10+ on multiple construction job
- Managed materials, deliveries, and hours worked
- Kept team on schedule to complete metal/wood framing, drywall, taping, and other day to day task
- Reported directly to the General Contractor
Education
Bachelor of Science - FINANCE
CALIFORNIA STATE UNIVERSITY - NORTHRIDGE (CSUN)
NORTHRIDGE, CA12.2016
Associate of Applied Science - ECONOMICS
LOS ANGELES CITY COLLEGE (LAVC)
VALLEY GLEN, CA05.2014
Associate of Science - BUSINESS ADMINISTRATION
PASADENA CITY COLLEGE (PCC)
PASADENA, CA05.2012
Skills
- Team Building Leadership
- Compliance Assessment
- Time Management
- Outreach/Inbound Calls and Activities
- Business Lending
- Commercial Banking
- Small Business Products
- Relationship Building
- Risk Assessment
- Operational Reporting
- Data Analysis
- Commercial Lines of Credit
- Business Leadership
- Cash Flow Management
- Microsoft Office
- Intuit QuickBooks
- Real Estate Loans
- Spreadsheet Tracking
- Money Transfer Systems
- Project Management
- GAAP Accounting
- Adobe Software
- Business Analyst
- Credit Lending
- Staff Management
- Payment Processing
- Fraud Detection
- Staff Scheduling
- Policies and Procedures
- Underwriting
- Budgeting
- IOS Application Proficient
- Regulatory Compliance
- Anti Money Laundering (AML)
- Account Services
- Product and Service Sales
- Problem Solving
- Analytical Thinking
- Conflict Resolution
- Financial Analysis
- Banking and Finance
- Planning and Execution
Timeline
SENIOR BUSINESS BANKING
BANK OF AMERICA N.A.
06.2021 - Current
BUSINESS/PERSONAL BANKER
WELLS FARGO BANK N.A.
10.2018 - 05.2021
TELLER/BANKER
WELLS FARGO BANK N.A.
12.2017 - 10.2018
INSURANCE BROKER
AMERICAN SENIOR BENEFITS
09.2016 - 12.2017
INSURANCE AGENT
BANKER'S LIFE
02.2015 - 09.2016
ASSISTANT MANAGER OF OPERATIONS
OG CONSTRUCTION INC
01.2007 - 12.2014
Bachelor of Science - FINANCE
CALIFORNIA STATE UNIVERSITY - NORTHRIDGE (CSUN)
Associate of Applied Science - ECONOMICS
LOS ANGELES CITY COLLEGE (LAVC)
Associate of Science - BUSINESS ADMINISTRATION
PASADENA CITY COLLEGE (PCC)
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