Jose Torres
Riverview ,FL
Summary
Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes.
Overview
7
7
years of professional experience
Work History
Loan Officer Assitant
Homeowners Financial Group USA LLC
Tampa, FL
03.2019 - 01.2024
- Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
- Reviewed customer accounts to determine on-time payments and loan terms compliance.
- Reviewed and corrected errors on interest, principal and closing costs.
- Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
- Prepared and delivered loan documents to title and escrow teams.
- Answered questions regarding loan status and process from customers, real estate agents, title companies.
- Recorded applications for loan and credit, loan information and disbursements of funds.
- Scanned and uploaded loan and related documents into system.
- Verified accuracy of all calculations related to mortgage payments, interest rates, taxes, insurance premiums.
Loan Officer Assistant
CMG Financial
Tampa, FL
04.2017 - 02.2019
- Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
- Reviewed customer accounts to determine on-time payments and loan terms compliance.
- Reviewed and corrected errors on interest, principal and closing costs.
- Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
- Prepared and delivered loan documents to title and escrow teams.
- Scanned and uploaded loan and related documents into system.
- Provided support services to Loan Officers during client meetings as needed.
- Maintained up-to-date knowledge and compliance with internal policies and procedures and verified adherence to state and federal laws, rules and regulations affecting loan institutions.
Education
Engineer in Management And Finances - Finances And Business Administration
Catholic University of Guayaquil
Ecuador01-2004
Skills
- Business Correspondence Writing
- Schedule Management
- Document Verification
- Business Development
- Regulatory Compliance
- Loan Application Preparation
- Customer Account Review
- Calculations Review
- File Management
- Credit Verification
- Mortgage Loan Processing
- Data Collection
- Employment Verification
- Personal Data Collection
- Business Correspondence Preparation
- Customer Service
Timeline
Loan Officer Assitant
Homeowners Financial Group USA LLC
03.2019 - 01.2024
Loan Officer Assistant
CMG Financial
04.2017 - 02.2019
Engineer in Management And Finances - Finances And Business Administration
Catholic University of Guayaquil
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