Summary
Overview
Work History
Education
Skills
Certification
Organizations and Affiliations
Timeline
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Joseph Comerford

Fairhope,AL

Summary

Dynamic Sr. Commercial Banker with expertise in credit analysis, loan origination, and business development. Proven ability to manage client relationships and deliver tailored financial solutions that drive business growth.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Market Executive

22nd State Bank
Mobile , AL
12.2025 - Current
  • Implemented campaigns and promotions to help with developing new markets in Baldwin County.
  • Provided leadership, insight, and mentoring to newly hired commercial bankers and branch staff.

Sr. Commercial Banker

Synovus Bank
Mobile, Alabama
09.2022 - 12.2025
  • Managed client relationships to understand financial needs and provide tailored solutions.
  • Analyzed credit data to assess loan risk and determine lending eligibility.
  • Developed comprehensive financial plans for commercial clients to support business growth.

Business Banker

PNC Bank, NA
Mobile, Alabama
04.2014 - 09.2022
  • Analyzed client financial needs to recommend appropriate banking solutions.
  • Analyzed financial statements to assess creditworthiness of businesses.
  • Managed client relationships to provide tailored banking solutions.
  • Assisted clients with complex loan applications and documentation processes.

Private Wealth Banker

PNC Private Wealth Management
Daphne, Alabama
09.2014 - 04.2015
  • Collaborated with diverse coworkers to achieve goals and resolve product-related issues.
  • Executed day-to-day duties with accuracy and efficiency.
  • Introduced innovative ideas that improved team performance and outcomes.

Education

Bachelor of Science - Banking and Finance

Western Carolina University
Cullowhee, NC
05-1994

Skills

  • Credit analysis
  • Loan origination
  • Commercial lending
  • Business development
  • Credit assessment
  • Cash flow forecasting

Certification

  • Previously held FINRA Series 7, 63, 65, & 66
  • Previously held Life, Accident, & Health Insurance License in AL, FL, GA, SC, & NC.

Organizations and Affiliations

  • Board of Directors - Prodisee Pantry - Baldwin and Mobile Counties Alabama
  • Board of Directors - Salvation Army of Coastal Alabama, Mobile County, Alabama

Timeline

Market Executive

22nd State Bank
12.2025 - Current

Sr. Commercial Banker

Synovus Bank
09.2022 - 12.2025

Private Wealth Banker

PNC Private Wealth Management
09.2014 - 04.2015

Business Banker

PNC Bank, NA
04.2014 - 09.2022

Bachelor of Science - Banking and Finance

Western Carolina University
Joseph Comerford