Joseph Montalbano
Ridge
Summary
Dynamic finance manager experienced in analyzing financial reports and developing actionable insights. Skilled in fostering cross-functional collaboration to improve forecasting accuracy and ensure compliance with regulations. Ready to leverage strengths to drive financial performance and strategic decision-making.
Detail-oriented finance professional with a strong foundation in budget optimization and internal controls. Adept at credit analysis and enhancing financial reporting accuracy, committed to delivering measurable improvements in financial operations.
Professional in automotive finance sector, providing reliable leadership and strategic financial oversight. Skilled in loan structuring, credit analysis, and regulatory compliance. Known for fostering collaborative team environments and adapting to changing business needs, consistently driving results. Excellent communication and negotiation skills, combined with strong ethical focus.
Overview
6
6
years of professional experience
Work History
FINANCE MANAGER
EAGLE AUTO MALL
01.2022 - 02.2024
- Developed and implemented financial strategies to optimize budget allocation and resource management.
- Analyzed financial reports to identify trends, variances, and opportunities for improvement.
- Collaborated with cross-functional teams to enhance forecasting accuracy and operational efficiency.
- Streamlined accounting processes, resulting in reduced closing times and improved financial reporting accuracy.
Finance Manager
RAMSEY NISSAN
02.2020 - 01.2021
- Developed financial forecasts to guide budget preparation and resource allocation.
- Analyzed financial data to identify trends and inform strategic decision-making.
- Managed monthly close processes, ensuring accuracy and timely reporting of financial statements.
- Collaborated with department heads to optimize spending and enhance profitability across operations.
- Ensured compliance with local, state, federal tax regulations; timely filing of all required documents, mitigating potential penalties or fines.
Sales Associate
Nissan of Bay Shore
01.2018 - 01.2020
- Assisted customers with vehicle selection, providing product knowledge and addressing inquiries.
- Facilitated smooth sales transactions, ensuring accuracy in documentation and compliance with dealership policies.
- Maintained up-to-date knowledge of Nissan models and industry trends to enhance customer engagement.
- Collaborated with team members to develop effective promotional strategies for new vehicle launches.
Education
High School Diploma -
LONGWOOD HIGH SCHOOL
Middle Island, NYSkills
- Budget forecasting
- Financial budgeting
- Customer satisfaction
- Internal controls
- Credit analysis
- Customer relationship development
- Regulatory compliance
- CDK/ELEADS/DARWIN
- ROUTEONE
Timeline
FINANCE MANAGER
EAGLE AUTO MALL
01.2022 - 02.2024
Finance Manager
RAMSEY NISSAN
02.2020 - 01.2021
Sales Associate
Nissan of Bay Shore
01.2018 - 01.2020
High School Diploma -
LONGWOOD HIGH SCHOOL