Joseph D. Baugher
Sacramento,CA
Summary
Dedicated financial services professional with a robust background in investment planning, insurance solutions, and client relationship management. Proven track record in driving business development, enhancing client retention, and delivering insightful financial consulting while adhering to stringent compliance standards and industry expertise. Proficient in crafting tailored strategies that empower clients to achieve financial objectives through exceptional service and personalized support. Committed to fostering long-term relationships built on trust and results-driven solutions.
Overview
1
1
Certification
11
11
years of professional experience
Work History
Representative
Mutual of Omaha
Sacramento, CA
07.2025 - Current
- Provide customized insurance and financial solutions tailored to clients’ long-term financial goals.
- Develop new business opportunities through referrals, networking, and relationship management.
- Conduct policy and portfolio reviews to ensure appropriate coverage and financial strategies.
- Maintain strong client relationships through ongoing service and proactive communication.
- Ensure compliance with all industry and state regulations.
Financial Consultant
Travis Credit Union / LPL Financial
Vacaville, CA
11.2024 - 01.2025
- Reviewed, analyzed, and recommended investment products and services aligned with members’ financial goals and objectives.
- Stayed informed on economic and political environments and the credit union’s investment outlook.
Registered Representative
Equitable Advisors
Folsom, CA
01.2024 - 11.2024
- Determined client needs by researching current coverage and financial options while growing and maintaining business through product sales, referrals, and renewals.
- Maintained compliance with all financial industry rules and regulations.
- Participated in ongoing professional development through workshops, webinars, publications, and industry associations.
Registered Representative
Prudential Financial
Roseville, CA
11.2022 - 12.2023
- Met with clients to discuss policies, answer coverage questions, and provide financial guidance.
- Offered strategic advice regarding investments, insurance coverage, and debt management solutions.
- Conducted market research to stay informed on financial trends and opportunities.
Independent Agent
Sacramento, CA
03.2020 - 11.2022
- Assisted clients with life, health, and disability insurance solutions tailored to changing financial needs.
- Developed coordinated protection plans through rate analysis and long-term strategy implementation.
- Maintained industry knowledge through continuing education and professional networking.
Associate
Capstone Financial Group
Folsom, CA
11.2018 - 02.2020
- Utilized detailed information gathering to identify client needs and recommend financial solutions.
- Developed prospects through referrals, cold calling, marketing campaigns, and networking events.
- Grew personal book of business to more than 300 clients.
Representative
Mutual of Omaha
Gold River, CA
01.2015 - 11.2018
- Earned Bronze, Silver, and Gold Producer Awards while achieving annual President’s Club recognition.
- Determined customers’ insurance needs and developed customized coverage solutions.
- Maintained a 98.6% client retention rate.
Skills
- CRM Systems
- Financial Planning & Risk Management
- Customer Retention & Relationship Management
- Investment & Insurance Solutions
- Financial Modeling
- Market Research & Analysis
- Business Development
- Regulatory Compliance
Certification
- CA Life, Accident & Health Insurance License
- FINRA SIE
- FINRA Series 7 TO
- FINRA Series 63
Timeline
Representative
Mutual of Omaha
07.2025 - Current
Financial Consultant
Travis Credit Union / LPL Financial
11.2024 - 01.2025
Registered Representative
Equitable Advisors
01.2024 - 11.2024
Registered Representative
Prudential Financial
11.2022 - 12.2023
Independent Agent
03.2020 - 11.2022
Associate
Capstone Financial Group
11.2018 - 02.2020
Representative
Mutual of Omaha
01.2015 - 11.2018