Joshua Landfair
Killbuck
Summary
Results-oriented professional knowledgeable about a wide range of banking aspects. Professionally works with different customers to meet individual needs and maximize bank revenue. Experience with working with appraisals and reviewing them for analytical and mathematical errors.
Overview
22
22
years of professional experience
Work History
Commercial Loan Officer
The Killbuck Savings Bank
Killbuck
06.2021 - Current
- Evaluated loan applications for commercial clients to assess creditworthiness and mitigate risks.
- Designed customized loan solutions to meet specific financial needs of clients.
- Collaborated with underwriters in reviewing complex loan requests or special circumstances.
- Ensured compliance with banking regulations during entire loan approval process.
- Guided customers on loan products and credit options to enhance their understanding.
- Handled continuous influx of customer requests to ensure timely responses.
Compliance Officer
The Killbuck Savings Bank
Killbuck
11.2012 - 06.2021
- Reviewed customer transactions for suspicious activity and potential fraud.
- Planned and executed compliance audits to check company policies, procedures and controls.
- Developed and implemented compliance policies for banking operations.
- Collaborated with departments to address regulatory changes effectively.
- Advised management on best practices in compliance-related matters.
Cash Management Specialist
The Killbuck Savings Bank
Killbuck
03.2004 - 12.2012
- Performed ACH origination functions, including batch creation, balancing, and submission to the Federal Reserve Bank.
- Processed ACH transactions for various clients accurately and efficiently.
- Ensured compliance with regulations governing electronic payments and transactions.
- Reviewed daily ACH activity to ensure compliance with NACHA Operating Rules and Regulations.
- Monitored daily ACH activity to identify trends or issues promptly.
- Investigated and resolved transaction discrepancies to maintain accuracy.
- Maintained detailed records of all transactions for audit purposes and reporting.
- Reviewed residential and commercial appraisals for accuracy and compliance.
Education
High School Diploma -
West Holmes High School
Millersburg, OH05-1998
Skills
- Loan evaluation
- Risk assessment
- Compliance management
- Collateral valuation
- Property evaluation
- Real estate knowledge
- Pulling credit reports
- Customer relationship management
- Attention to detail
- Time management
- Professional demeanor
Timeline
Commercial Loan Officer
The Killbuck Savings Bank
06.2021 - Current
Compliance Officer
The Killbuck Savings Bank
11.2012 - 06.2021
Cash Management Specialist
The Killbuck Savings Bank
03.2004 - 12.2012
High School Diploma -
West Holmes High School