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Dynamic educator with over 20 years in the field, emphasizing reading intervention and comprehensive curriculum development. Expertise in student assessment and mentoring, coupled with strong communication skills. Capable of leading impactful professional development sessions for educators. Licensed Arkansas Realtor and member of SCARA.

Thank you for taking time to review my MLO resume. I am looking for a mortgage broker which is under DFPI brokerage license to work as MLO. My NMLS ID is 2542675. I have passed California SAFE Mortgage Loan Originator Exam. I am looking forward to hear from you soon, and build a successful business together. Thank you.

Synopses of Work Experience: My accomplishments for over 15 years have been in the Commercial Real Estate industry in Acquisitions, Dispositions, Retail Site-Selection, Investment Sales, Retail Leasing Agent, Portfolio Management, and Ground -Up Developments. In addition, I specialize in finding development opportunities for Investors, End Users, Franchises, and Franchisors. I understand the methodology needed to qualify suitable sites from a development standpoint. Additionally, I know the terms, special conditions, and processes regarding zoning. I have successfully presented projects to be re-zoned or modified to many zoning boards with successful outcomes. In addition, I have worked with State and County officials and their DOTs to negotiate the curb-cut locations. So, I'm very familiar with working with government officials, attorneys, and all other allied professionals, including lending institutions, through the approval and construction stages. I am familiar with the AIA draw request submittals and bid process and have been involved in the status reporting and approval process. I know the importance of site selection and how vital a Market Cannibalization Analysis can be to determining the site's viability. Therefore, given the parameters, I can prepare one. Also, I can calculate the economic differences in a Purchase versus Lease scenario. I am experienced with Site Selection in working with QSRs (Quick Service Restaurants), Gas Stations, Restaurants, Gyms, and many Build to Suit scenarios. I have also handled Property Management from the analysis stage through Lease Administration, Contract Administration, and Divestitures. Samplings of accomplished transactions are shown on the following pages. Holding the CCIM designation makes me highly skilled in analyzing IRR, NPV, and FMRR investments. In addition, when analyzing income properties, I verify the NOI's authenticity compared to the market through stringent due diligence, which has always been my approach—enthusiastic Leasing Consultant with 15 years of comprehensive experience and an in-depth understanding of Lease Negotiations. I was qualifying the financial strength of the prospective tenant through extensive due diligence before moving forward and then preparing the lease documents. Utilizes successful sales techniques to present available properties to future residents. A passionate individual with 15 years of experience in a Leasing Consultant role. Enthusiastic about taking on new challenges and delivering exemplary customer service. 15 Motivated Real Estate Agent dedicated to giving clients first-class professional service and honest advice to enable sound financial decision-making in sales and purchases of real estate. Personable and ethical professional with 15 years of comprehensive experience buying and selling properties for clients. Versed in contract negotiation, contract management, and prospecting. Proactive Real Estate Broker with 15 years of experience in [Area of expertise] real estate. An effective negotiator with extensive knowledge of contracting and lease management. I am dedicated to profitable outcomes and efficient work. Convincing Broker with 15-year background in commercial sales and leasing. Expertise in planning and integrating new customer prospecting campaigns and contract drafting. Exceptional negotiation and written and verbal communication talents. Proactive Real Estate Broker with 15 years of experience in Development of Commercial Real Estate. Effective negotiator with extensive knowledge of contracting and Retail Leasing and Property Management. Dedicated to profitable outcomes and efficient work Proactive Real Estate Broker with 15 years of experience in Commercial Real Estate Investment Analysis. Effective negotiator with extensive knowledge of contracting and lease management. Dedicated to profitable outcomes and efficient work. Proactive Real Estate Broker with 15
years of experience in Site Selection for Quick Service, Restaurants. Real estate. Effective negotiator with extensive knowledge of contracting and Retail Leasing and Property Mangement. Dedicated to profitable outcomes and efficient work. Proactive Real Estate Broker with 15 years of experience in Site Analysis real estate. Effective negotiator with extensive knowledge of contracting and lease management. Dedicated to profitable outcomes and efficient work. Proactive Real Estate Broker with 15 years of experience in [Portfolio Management and Project Management expertise] real estate. Effective negotiator with extensive knowledge of contracting and lease management. Dedicated to profitable outcomes and efficient work. Proactive Real Estate Broker with 15 years of experience in analyzing Investments by IRR, NPV FMRR and Risk Analysis in Commercial Real Estate. Effective negotiator with extensive knowledge of contracting and lease management. Dedicated to profitable outcomes and efficient work. Ambitious Real Estate Broker with 15 years of experience. Broad background and knowledge of all facets of property management. Talented communicator across industry professionals, customers, tenants, employees and senior-level leadership.15 Ambitious Real Estate Broker with 15
years of experience. Broad background and knowledge of all facets of property management. Talented communicator across industry professionals, customers, tenants, employees and senior-level leadership. Ambitious Real Estate Broker with 15
years of experience. Broad background and knowledge of all facets of property management. Talented communicator across industry professionals, customers, tenants, employees and senior-level leadership.15 Proactive Real Estate Broker with 15
years of experience in Lease Analysis. Effective negotiator with extensive knowledge of contracting and lease management. Dedicated to profitable outcomes and efficient work. Ambitious Real Estate Broker with 15
years of experience. Broad background and knowledge of all facets of property management. Talented communicator across industry professionals, customers, tenants, employees and senior-level leadership. Ambitious Real Estate Broker with 15 years of experience. Broad background and knowledge of all facets of property management. Talented communicator across industry professionals, customers, tenants, employees and senior-level leadership.

Proven Commercial Real Estate Agent with a track record of securing favorable terms for clients at Coldwell Banker Alfonso Realty- Ashley McDonald. Expert in property valuation and negotiation, blending meticulous attention to detail with exceptional client relationship management to exceed expectations. Demonstrates adaptability and a keen understanding of real estate law, ensuring client satisfaction and repeat business. Outgoing Real Estate Professional with 8 years of Residential and Commercial experience. Fantastic salesman with proven eye for detail and goal-oriented mindset. Known for closing sales quickly and ensuring both buyer and seller satisfaction. Organized Real Estate Professional with extensive knowledge of Commercial and Residential property sales and mortgage coordination. Successful at closing deals with accuracy and speed. Trained in Excel, and MLS input system use with expertise in local markets.

Joshua Lozada

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Commercial Real Estate Agent

Security Officer

Real Estate Intern

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High School Diploma -

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Commercial Real Estate Agent

Security Officer

Real Estate Intern

High School Diploma -

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