Joshua Minaya
1959 Travertine Ave Heartland,TX
Summary
Performance-driven Assistant Vice President with 14 years of experience aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to drive new business, expand accounts and establish brand profile. Excellent team builder and leader of initiatives. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.
PROFESSIONAL ACHIEVEMENTS:
- 5 Star YTD Performer
- Award of Excellence Recipient
- Top Performer Recipient
- Platinum Award for Customer Service
- Platinum Global Recognition Recipient
- Obtained Series 7 & Securities Industry Essentials (SIE) Licenses
Overview
17
17
years of professional experience
Work History
AVP, Small Business Banker - DFW East Market
Bank Of America, N.A.
Dallas, TX
10.2019 - Current
- Acquire, manage, and retain a portfolio of small business clients; provide deposit and cash management solutions and manage credit opportunities.
- Advise business clients on credit needs based on cash flow cycle, and clients financials and goals.
- Engage in One Team partnership by conducting joint client meetings with Bank of America Merchant Services, ADP, and Merrill Lynch FSAs to provide tailored holistic solutions while focusing on Business and Life Priorities.
- Promote and lead performance enhancement culture by actively coaching and mentoring assigned financial center associates through business briefs during visits.
- Conduct in-person calls with existing clients, prospects, and COIs at the financial centers and/or clients place of business.
Financial Solutions Advisor Stage I
Merrill Lynch
Dallas, TX
01.2019 - 10.2019
- Earned Security Industry Essentials (SIE) and Series 7 through structured lessons and dedicated study time. Hands on training and personalized classes for Securities Industry licenses.
Officer, Small Business Consultant
Bank Of America, N.A.
Rockwall, TX
12.2016 - 12.2018
- Reviewed files, records and other documents to obtain business information and key data informing responses to development requests.
- Submitted loan and credit applications for business clients. Provided consultative solutions to business clients to achieve financial priorities. Partnered with business experts to exceed shared goals.
Relationship Manager
Bank Of America, N.A.
Dallas, TX
03.2014 - 12.2016
- Promoted financial products by maintaining excellent service offering knowledge.
- Built relationships with business specialists to deepen client relationship. Recommended banking products and services to small business and consumer clients to realize financial goals.
Personal Banker II
Comerica Bank Inc.
Mesquite, TX
02.2013 - 03.2014
- Responsible for contributing to the overall success of the banking center by meeting and exceeding sales goals, achieving prescribed customer service levels and executing operational objectives.
Chief Operations Officer
Guzman Roofing & Co.
Mesquite, TX
02.2012 - 02.2013
- Responsible for developing the company’s business strategy. Created accounting reports, analyzed monthly and quarterly sales reports. Managed business relationships with new and existing clients.
Relationship Manager
JPMorgan Chase
Dallas, TX
05.2011 - 02.2012
- Managed large portfolios of delinquent loans. Conflict resolution: Met homeowners face to face to explore home retention options while complying with federal, investor and insurance regulations.
Personal Banker
Bank Of America, N.A.
Dallas, TX
09.2007 - 04.2011
- Built and deepened relationships by uncovering financial needs, and made recommendations for products and services. Resolved complex issues; coordinated and assisted with sales meetings.
Bookkeeper
Kroger Co, Inc
Balch Springs, TX
04.2005 - 09.2007
- Conducted in-store accounting procedures necessary to meet the company’s financial reporting requirements. Approved GL entries prepared by staff bookkeepers and other department heads.
Education
High School Diploma -
Skyline High School
Dallas, TX05.2006
Skills
- Skilled in generating and building relationships with clients through effective pipeline management & forecasting
- Exceptional communications skills, fluent in Spanish
- Adaptable with ability to work independently, equipped in building cross-functional teams
- High proficient in MS Office applications including Outlook, Excel, Word and PowerPoint
- Ability to build relationships with business and professional networks including Hispanic-Latino Organization for Leadership & Advancement (HOLA), Black Professional Group (BPG), and Parents And Caregivers Network (PCN)
- Strong business acumen including business credit knowledge and understanding of tax returns, P&L statements, Balance Statements, and Personal Financial Statements
Timeline
AVP, Small Business Banker - DFW East Market
Bank Of America, N.A.
10.2019 - Current
Financial Solutions Advisor Stage I
Merrill Lynch
01.2019 - 10.2019
Officer, Small Business Consultant
Bank Of America, N.A.
12.2016 - 12.2018
Relationship Manager
Bank Of America, N.A.
03.2014 - 12.2016
Personal Banker II
Comerica Bank Inc.
02.2013 - 03.2014
Chief Operations Officer
Guzman Roofing & Co.
02.2012 - 02.2013
Relationship Manager
JPMorgan Chase
05.2011 - 02.2012
Personal Banker
Bank Of America, N.A.
09.2007 - 04.2011
Bookkeeper
Kroger Co, Inc
04.2005 - 09.2007
High School Diploma -
Skyline High School