Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Joshua White

The Colony,TX

Summary

Proven ability to drive new business and manage high volume work in a sales-oriented environment. Well organized with a great penchant for surpassing any given goal and proven ability to think outside of the box. Experienced Team Member bringing outstanding performance working with others to meet common goals. Familiar with project management and workflow optimization. Eager to bring knowledge to support business and customer needs.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Mortgage Specialist

Iron Mountain - PenFed (contract job)
Dallas, TX
03.2023 - 12.2023
  • Gathered and entered information for pre-approval and loan process, verifying complete and fully compliant loan disclosure packages
  • Maintained high-quality service and supported accuracy, reviewing loan submissions to validate compliance with loan policies, laws and regulations.
  • Informed customers of loan application requirements and deadlines.
  • Identified valuable solutions for customers with credit problems.
  • Approved or denied loan applications and explained reasoning behind decisions.

Loan Closer Funder

Best Capital Funding
Flower Mound, TX
08.2019 - 12.2022
  • Validated and verified documentation and signatures for specific documents
  • Organized and managed all aspects of the loan funding process accurately
  • Collaborated with company teams to expedite loan approval processes.
  • Prepared and delivered loan documents to title and escrow teams.
  • Advised management on changes needed in operational procedures related to loan closings.
  • Coordinated with external partners such as title companies, appraisers, lenders.
  • Scheduled loans with attorneys to close within expiration dates.

Disaster Recovery Specialist (part Time)

Restoration Solutions
Arlington, TX
05.2019 - 11.2020
  • Arranged steadfast processes to reduce manpower from 10 hours to 8 hours which lead to boosting productivity by 20%
  • Ensured compliance with all relevant safety regulations during rescue operations.
  • Provided assistance in the form of temporary housing, food, clothing, and medical aid to affected families.
  • Reviewed insurance claims related to property damage caused by disasters.
  • Inspected buildings for structural integrity before entering them for recovery operations.
  • Assessed disaster areas to determine the extent of destruction and appropriate recovery plans.

QA Analyst

Supreme Lending
Addison, TX
02.2016 - 01.2019
  • Performed audit checks and worked with RESPA fails
  • Performed Underwriting of a loan file and verification that the loan complies with both regulatory requirements and investor guidelines
  • Conceptualized specific administrative tasks within the loan origination process
  • Prepared the correct documents, obtaining signatures from the right people to ensure loan files met key milestone dates
  • Shadowed Compliance managers to review expectations, guidelines, and procedures
  • Quickly learned new systems (Encompass, Black Knight, XDoc, Excel, MERS, NMLS.

Education

Associates - Liberal Arts -

Middlesex County College
01.2010

Skills

  • Client Account Management
  • Customer Service Excellence
  • Effective time management with error free work
  • Computer proficiency
  • Underwriting Process Expertise
  • Expertise in attention to detail
  • Sales Expertise
  • Client Account Management
  • Goal-Oriented

Certification

Nationwide Multistate Licensing System Certificate (NMLS) certificate

Timeline

Mortgage Specialist

Iron Mountain - PenFed (contract job)
03.2023 - 12.2023

Loan Closer Funder

Best Capital Funding
08.2019 - 12.2022

Disaster Recovery Specialist (part Time)

Restoration Solutions
05.2019 - 11.2020

QA Analyst

Supreme Lending
02.2016 - 01.2019

Associates - Liberal Arts -

Middlesex County College
Joshua White