Josue Lopez
Price Mortgage
Phoenix ,AZ
24
years of professional experience
Dynamic Business Professional with proven success in loan origination, risk assessment, and credit analysis. Increased loan production through strong client relationships and compliance with industry standards. Top 1% Originator.
Work History
Senior Mortgage Loan Officer
2 Months- Analyze critical financial documents from tax returns to asset statements for pre-approval purposes.
- Increased loan production by developing and maintaining strong relationships with realtors, builders, and other referral sources.
- Educated clients on various loan products available to them, ensuring they made informed decisions regarding their financing options.
- Maintained compliance with federal regulations and company policies during all stages of the mortgage process.
- Prepared comprehensive loan files that included detailed documentation needed for underwriting approval.
Senior Mortgage Loan Officer
10 Months- Established strong relationships with real estate agents, builders, and financial institutions to expand referral networks.
- Analyzed applicant financial status, credit, and property evaluations to determine feasibility of granting loans.
- Conducted thorough pre-qualification analyses to match potential borrowers with appropriate loan products for their needs.
- Managed pipeline of mortgage applications for timely processing and closing, resulting in satisfied clients.
Senior Mortgage Loan Officer
8 Years 1 Month- Facilitated comprehensive mortgage loan consultations to assess client needs and financial capabilities.
- Developed customized loan solutions, aligning products with client goals and market trends.
- Evaluated credit reports and financial statements to determine eligibility for mortgage financing.
- Guided clients through loan application processes, ensuring compliance with industry regulations and standards.
Business Partner
4 Years 5 Months- Third Party service providor to improve efficiency, reduce costs, and allow companies to focus on core activities.
- Developed strategic partnerships to enhance service offerings and client satisfaction.
- Assisted in business development efforts by identifying new opportunities and expanding existing client relationships.
- Raised initial capital to launch through equity financing.
Business Partner
4 Years 5 Months- Electronic Data Interchange (EDI) is the computer-to-computer exchange of business documents between companies.
- Supported business development initiatives by identifying potential clients through targeted searches and market analysis.
- Streamlined communication processes between departments to foster collaboration and alignment.
- Negotiated contracts with vendors, ensuring favorable terms and cost-effectiveness for the organization.
Loan Officer Assistant
10 Years 3 Months- Assisted loan officers with application processing and documentation verification.
- Coordinated communication between clients, underwriters, and real estate agents.
- Streamlined data entry processes to improve workflow efficiency.
- Maintained detailed records of client interactions and loan status updates.
Skills
Loan origination expertise
Communication and interpersonal skills
Risk assessment
Credit analysis proficiency
Financial analysis aptitude
Asset evaluation expertise
Document analysis
Financial analysis
Languages
Spanish
Timeline
Senior Mortgage Loan Officer
Price Mortgage
04.2026 - CurrentRead More
Senior Mortgage Loan Officer
Cross Country Mortgage
10.2024 - 08.2025Read More
Senior Mortgage Loan Officer
Nova Home Loans
09.2016 - 10.2024Read More
Business Partner
Flex BPO
07.2012 - 12.2016Read More
Business Partner
EDI Service Bureau Inc
07.2012 - 12.2016Read More
Loan Officer Assistant
Tucson Mortgage
06.2002 - 09.2012Read More