Julia Gotico
NMLS: 2000757
Long Beach,CA
Summary
To obtain an high performance and hard working position within a brokerage as a newly licensed mortgage loan officer. Possessing extensive knowledge with mortgage loan processing skills and excellent skills with Microsoft Office and various programs associated in modern mortgaging. Adept at mathematical accuracy and following financial regulations. Committed to customer service and education, improving processes, enhancing productivity, sales, dealer relations and finding efficient plans & allocations to respected clientele.
Overview
2
2
Languages
3
3
years of post-secondary education
1
1
year of professional experience
Work History
Mortgage Loan Processor/Assistant Manager
Avenue One Capital
Newport Beach, CA
08.2020 - 03.2021
- Assist clients in obtaining approval by working first hand with loan officer, underwriters, insurance agencies, settlement agents and lending agencies to get file to closing.
- Accurately analyzing credit, calculating income, and evaluating assets, liabilities, and collateral per agency and investor guidelines.
- Reviewing 1003 application for completeness at time of receipt and prior to underwriting.
- Examining documents to verify that appropriate documents and disclosures are included.
- Initiate requests for all documentation needed to support approval.
- Communicating with underwriters to address conditions and application problems in order to resolve issues for clearing and closing.
- Possess strong working knowledge to lender/investor guidelines and requirements.
- Review conventional, FHA, and VA loan submission for completeness and compliance, including 1003, credit report, income, and asset documentation, purchase agreement, insurance documents, and title report.
- Read and interpret automated underwriting decision results in both desktop underwriter and loan prospector.
- Maintaining an effective working relationship with internal and external clients.
Education
Bachelor of Science - Aquatic Biology
Humbolt State University
08.2012 - 05.2015
Skills
Excellent work ethic
Timeline
Mortgage Loan Processor/Assistant Manager
Avenue One Capital
08.2020 - 03.2021
Bachelor of Science - Aquatic Biology
Humbolt State University
08.2012 - 05.2015
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