Justin Coe
Columbus,Ohio
Summary
Insurance professional with proven track record of results and diverse work background. 10+ year retail veteran. 5+year people leader. My ability to perform under pressure as well as my keen attention detail and quality of work is what separates me from others. A strong customer service and sales background as well as my underwriting experience, natural leadership ability and positive attitude make me the ideal candidate for any position that can help influence and impact others.
Professional underwriter with comprehensive knowledge in risk assessment, policy development, and client relationship management. Proven track record in delivering high-quality results through collaborative efforts and adaptability to changing market conditions. Strong analytical skills, attention to detail, and strategic approach drive impactful decisions and foster team success.
Overview
9
9
years of professional experience
Work History
Senior Underwriter
EMC Insurance Companies
Columbus, Ohio
01.2024 - 02.2026
- Responsible for territory of $9M across three states (Ohio, Indiana & Kentucky).
- New Business Production
- Renewal Underwriting
- Agency relationship management
- Typical account size $50K+
- Pride BRG Member
Senior Underwriter-Middle Market
State Auto Insurance
09.2022 - 12.2023
- Underwrite complex property and casualty insurance risks within the granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage. Use appropriate pricing procedures and rules and modifying coverages to meet desired customer needs. Provides technical assistance to customers regarding policy and endorsement provisions and underwriting acceptability for designated insurance coverages.
- Evaluate and underwrite new and renewal accounts to maintain profitable growth and market competitiveness. Identify changes in account/market risk exposures and loss trends to maximize profitability.
Associate Product Manager
Nationwide
Columbus, Ohio, United States
05.2022 - 09.2022
- Build & maintain assigned product features and capabilities with shared responsibility for growth and profitability. Role includes developing project work plans for new business and/or new implementation. Planning for assigned products and states. Interpreting both industry and company related trends and making recommendations based on analysis. Completing regulatory and compliance reviews and their implementation.
Specialist, CL Underwriting-Premier Portfolio NNP
Nationwide
Columbus, Ohio
09.2019 - 05.2022
- Responsible for managing existing book of business for a select group of top performing agencies across the United States. Main duties include handling all renewals $40K+ as well as renewals with severe or prohibited classes of business. Acts as main point of contact for all existing policies. Works proactively with new business underwriter, territory manager and sales partners to help manage & grow total CL relationship with Nationwide.
Sr. Underwriter, CL Remarketing
Nationwide
Scottsdale, AZ
01.2019 - 09.2019
- Underwrite Small Market commercial remarketing accounts.
- Manage pipeline of $20-$25M in remarketing business.
- Compile monthly & mid-monthly reports.
- Meet regularly with sales partners to optimize remarketing performance.
- Utilize high level of ownership to resolve problems and collaborate on solutions.
- Lead due diligence process by profiling account lists and formulating strategy with all stakeholders to optimize conversion rate.
Commercial Lines Underwriter
Nationwide
Scottsdale, AZ
07.2017 - 01.2019
- Analyzes commercial risks for all lines of business in accordance with established underwriting policies, practices and standards.
- Accepts, rejects, prices and retains risks in accordance with policies, practices, and standards. Authorizes the issuance of approved contracts and coverage; establishes coverage as needed after obtaining and documenting proper authority from the Quality Assurance Team.
- Assists with the proper classification of risks to ensure the matching of price and product to the customer. Applies approved classification systems, rating plans and selection standards to determine eligibility, desirability and proper classification/pricing benchmarks.
- Determines applicable policy contracts and forms.
- Performs account analysis based on performance indicators, develops, implements and monitors action plans as appropriate while ensuring the quality of assigned work.
Education
Bachelor of Arts (B.A.) - Psychology
Ohio University
01-2014
Skills
- Underwriting
- Customer Service
- Sales
- Training and mentoring
- Analyzing data
- Relationship building
Timeline
Senior Underwriter
EMC Insurance Companies
01.2024 - 02.2026
Senior Underwriter-Middle Market
State Auto Insurance
09.2022 - 12.2023
Associate Product Manager
Nationwide
05.2022 - 09.2022
Specialist, CL Underwriting-Premier Portfolio NNP
Nationwide
09.2019 - 05.2022
Sr. Underwriter, CL Remarketing
Nationwide
01.2019 - 09.2019
Commercial Lines Underwriter
Nationwide
07.2017 - 01.2019
Bachelor of Arts (B.A.) - Psychology
Ohio University