Justin Morelock
Saint Petersburg,FL
Summary
Detail-oriented insurance professional with over 8 years of underwriting and operational experience in the homeowners insurance sector. Strong background in inspections underwriting, risk analysis, and cross-functional communication, contributing to team success through active participation in meetings and mentoring new team members during shadowing opportunities. Recognized for expertise in handling complex underwriting decisions with precision and insight. Currently pursuing an A.S. degree in Data Analytics and Programming at Saint Petersburg College, driven by a strong interest in process improvement and operational analysis to enhance organizational efficiency.
Overview
10
10
years of professional experience
Work History
Inspections Underwriter
American Strategic Insurance / Progressive
01.2018 - Current
- Review and process low, mid, and high-value property inspections while ensuring compliance with underwriting guidelines and company standards.
- Analyze complex inspection reports, property data, and replacement cost estimations to support underwriting decisions.
- Utilize CoreLogic and related underwriting tools to evaluate replacement cost accuracy and property risk exposure.
- Communicate underwriting decisions and policy changes clearly and professionally to agents.
- Selected as one of the primary trainers and mentors for new hires.
- Maintain high production standards while balancing accuracy and turnaround time.
Agency Services Representative
American Strategic Insurance / Progressive
08.2017 - 01.2018
- Managed high call volumes while assisting agents and customers with policy questions and account servicing.
- Maintained accuracy and professionalism while handling multiple priorities and time-sensitive requests.
- Demonstrated strong communication and problem-solving skills in resolving customer concerns efficiently.
Shift Manager / Bartender
Brass Tap
01.2016 - 08.2017
- Supervised front-of-house operations and coordinated staff workflows during high-volume shifts.
- Assisted in training and mentoring new employees.
- Managed inventory tracking, cash handling, and shift accountability processes.
Education
A.S. - Data Analytics and Programming
Saint Petersburg College
High School Diploma - undefined
Osceola High School
01-2011
Skills
- Underwriting Operations
- Data collection
- Shadow for new hires
- Risk assessment
- Risk mitigation
- Problem Solving & Critical Thinking
Timeline
Inspections Underwriter
American Strategic Insurance / Progressive
01.2018 - Current
Agency Services Representative
American Strategic Insurance / Progressive
08.2017 - 01.2018
Shift Manager / Bartender
Brass Tap
01.2016 - 08.2017
High School Diploma - undefined
Osceola High School
A.S. - Data Analytics and Programming
Saint Petersburg College