Kanchana Rajitha Kariyawasam
Las Vegas,NV
Summary
An academically and professionally banker at NDB Bank (4th largest private bank in Sri Lanka) over 9 years industry experience with the passion of accepting new challenges. Expertise in Credit Lending, Credit Analysis, Leasing and Loans, Business Development, Recoveries, Client Management and other banking and finance related functions.
Overview
9
9
years of professional experience
Work History
Store Associate
Seven Eleven
Las Vegas, Nevada
04.2024 - Current
- Clean the store and ensure products are properly displayed before the store opens.
- Accurately perform cashier duties.
- Organize merchandise on shelves and restock them when they become empty.
- Find and retrieve store merchandise.
- Advise customers concerning particular products or services.
- Perform routine inventory counts and submit reports to the Store Manager.
- Carry out other store administrative tasks as directed by the Store Manager.
- Upsell to customers through recommendations.
Executive - Leasing
National Development Bank PLC
Colombo, Sri Lanka
10.2018 - 03.2024
- Ensuring the achievement of portfolio targets in compliance with the credit quality standards set out in the credit policy of the Bank
- Increasing the existing client portfolio by identifying and capturing new clients with trustworthy credit profiles, assessing their funding requirements and offering suitable credit packages and promoting various credit lines offered by the Bank to existing and potential customers
- Performing credit appraisals for the customers to ensure the facilities are granted to individuals and organizations
- Implementing and following up of approved credit facilities to maintain a healthy portfolio by disbursing funds on time, paying regular client visits to ensure proper utilization of funds, carrying out periodic reviews of existing credit facilities in terms of credit quality and insurance renewals
- Ensuring the timely collections to maintain the NPA level on the portfolio below the required thresholds
- Proactive identification of the credit facilities which require restructuring/rescheduling and transfers to relevant unit on a timely basis for necessary actions, complying with internal and regulatory guidelines and procedures.
Executive Level 2 - Credit
Commercial Credit & Finance PLC
Elpitiya, Sri Lanka
03.2015 - 10.2018
- Cultivated strong relationship with clients to understand their needs and tailor lending solution accordingly
- Evaluated financial data and market trends to assess credit worthiness and mitigate potential risk effectively
- Managed leasing and lending process efficiently, ensuring timely completion and adherence to company policies
- Conducted through document verification procedures, ensuring accuracy and compliance with regulatory standards.
Education
Advanced Diploma - Credit Management
Sri Lanka Institute of Credit Management
01.2023
Diploma - Credit Management
Sri Lanka Institute of Credit Management
01.2021
General Certificate of Education Examination (High School Diploma) - Accounting And Business Management
Department of Examination
08-2014
Skills
- Credit Risk Management & Risk Analysis
- Financial Data Analysis & Credit Decision Making
- Customer Relationship Management
- Critical Thinking & Problem Solving
- Business Development & Marketing
Websites
Personal Information
- Date of Birth: 04/11/1995
- Gender: Male
- Nationality: Sri Lankan
- Marital Status: Single
Languages
English
Software Proficiency
- Microsoft Office Suite
- WPS Office
- Adobe Photoshop & Adobe Premiere
Hobbies and Interests
- Graphic Designing & Video Editing
- Social Media Advertising and Brand Marketing
- Social Media Management
Consent
I consent to the processing of my personal data for the purpose of recruitment for the position to which I am applying.
Timeline
Store Associate
Seven Eleven
04.2024 - Current
Executive - Leasing
National Development Bank PLC
10.2018 - 03.2024
Executive Level 2 - Credit
Commercial Credit & Finance PLC
03.2015 - 10.2018
Advanced Diploma - Credit Management
Sri Lanka Institute of Credit Management
Diploma - Credit Management
Sri Lanka Institute of Credit Management
General Certificate of Education Examination (High School Diploma) - Accounting And Business Management
Department of Examination