Summary
Overview
Work History
Education
Skills
Timeline
Generic

Karla Del Llano

Sebring,FL

Summary

Enthusiastic Lead Senior Medical Claims Processor proudly offering over 15 years experience in handling both domestic and international claims in a production and quality driven environment.

Overview

17
17
years of professional experience

Work History

Senior Lead Claims Specialist

Payer Fusion
08.2020 - Current
  • Reviewed insurance and claims documents to verify required information and secure any missing data for settlements.
  • Followed up with customers on unresolved issues.
  • Understood requirements for disputes, gathered evidence to support claims and prepared customer cases to handle appeals.
  • Monitored compliance with regulations and industry best practices to promote fair and proper treatment for insured customers.
  • Responded to inquiries by answering questions, providing information and directing customers to appropriate resources.
  • Conducted full claim investigations and reported updates and legal actions.
  • Escalated files with significant indemnity exposure to supervisor for further investigation.
  • Collaborated with legal counsel to make organizational claims decisions aligning with governing laws.
  • Utilized appropriate cost containment techniques to reduce overall claim costs.
  • Examined claims forms and other records to determine insurance coverage.
  • Read over insurance policies to ascertain levels of coverage and determine whether claims would receive approvals or denials.
  • Conducted day-to-day administrative tasks to maintain information files and process paperwork.
  • Identified insurance coverage limitations with thorough examinations of claims documentation and related records.
  • Reviewed and analyzed suspicious and potentially fraudulent insurance claims.
  • Resolved complex, severe exposure claims using high service oriented file handling.
  • Maintained claims data in CMS systems.
  • Collected any and all information from customers to complete claims and legal files.
  • Maintained suspicious claims database and prepared reports for supervisors.
  • Ordered previous medical information to complete complex claim files.
  • Accomplished multiple tasks within established timeframes.
  • Cross-trained existing employees to maximize team agility and performance.
  • Onboarded new employees with training and new hire documentation.

Claims Specialist

BUPA
12.2009 - 03.2020
  • Reviewed policies to determine appropriate levels of coverage and assist with approval or denial decisions while adhering to SLAs.
  • Knowledge and use of medical terminology, ICD-9, ICD-10 and CPT coding claims for appropriate diagnosis and procedures.
  • Met and exceeded minimal production goals while maintaining a QC score above 98%.
  • Evaluated CPT codes, ensuring that corresponding ICD 10 codes matched.
  • Processed DRG claims and other claims filed using different pricing methods and message codes.
  • Handled medical records ensuring that services met medical necessity.
  • Handled complaints by adhering to both international and domestic guidelines.
  • Identified financial variances and there trends.
  • Evaluated BlueCross and BlueShield, UHC, and Olympus (Aetna) claims for both in network and out of network providers.
  • Adhered to internal and domestic Service Level Agreements on first pass, adjustments, prompt pay state and others.
  • Responded to claim related inquiries via email or telephone including but not limited to coinsurance, deductible and claim handling.
  • Assisted in developing recommendations for improvement to the claims processing functions within the department.
  • Uploaded documentation and reports to corporate database system using ScanDox to facilitate smooth claims processing.
  • Reviewed and answered queries via Sales Force regarding claim status, general inquiries, appeals, denials and plan to plan questions in a timely fashion.

Data Entry Specialist

BUPA
12.2006 - 08.2009
  • Sorted, organized, scanned and indexed incoming claims documents to source system.
  • Maintained quality levels above prescribed minimums to support team productivity and efficiency.
  • Completed accurate and efficient data entry and database updates to support claims operations.
  • Identified and corrected data entry errors to prevent duplication across systems.

Education

High School Diploma -

Southwest Miami Senior High School
Miami, FL

Skills

  • Quality control
  • Attention to detail
  • Self-motivated
  • Excellent communication skills
  • Bilingual (English/Spanish)
  • HIPAA Procedures
  • Fraud Detection
  • Diagnostic Codes
  • Mentoring New Hires
  • Coverage Determination
  • Complex Coverage Issues
  • Policy and Procedure Explanations
  • Claims Investigations
  • Productivity Standards

Timeline

Senior Lead Claims Specialist

Payer Fusion
08.2020 - Current

Claims Specialist

BUPA
12.2009 - 03.2020

Data Entry Specialist

BUPA
12.2006 - 08.2009

High School Diploma -

Southwest Miami Senior High School
Karla Del Llano