Summary
Overview
Work History
Education
Skills
Timeline
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Katherine Towne

Plattsburgh,NY

Summary

Professional with strong background in mortgage underwriting. Skilled in risk assessment, loan analysis, and regulatory compliance. Strong focus on team collaboration and achieving results in fast-paced environment. Reliable and adaptable with excellent analytical and communication skills.

Overview

7
7
years of professional experience

Work History

Loan Department Manager/Senior Underwriter

Champlain National Bank
11.2019 - Current


• Analyzed and verified financial statements and supporting documentation to assess borrower creditworthiness and loan eligibility.

• Underwrote consumer and mortgage loan applications, providing timely and data-driven recommendations based on risk analysis and policy guidelines.

• Reviewed appraisal reports and title documentation; collaborated with legal teams to ensure accurate closing figures and regulatory compliance.

• Prepared detailed Loan Estimates and Closing Disclosures in accordance with TRID and federal lending regulations

• Ensured full compliance with evolving regulatory standards, internal controls, and company policies.

• Developed and documented standardized procedures to improve efficiency, accuracy, and consistency in loan processing and analysis.

• Conducted ongoing training sessions for staff on financial review processes, compliance updates, and operational best practices.

Intern

Swarovski Lighting
09.2018 - 12.2018

• Collaborated with a Sourcing Specialist to support supply chain operations.

• Interpreted technical blueprints and bills of materials to assist in material requirements planning (MRP).

• Analyzed and maintained master data to ensure accuracy in sourcing and inventory systems.

• Mapped key supply chain processes and contributed to procedure development for task standardization.

• Prepared sales order quotes for international customers and processed customs documentation, including bonds and bills of lading.

• Supported transportation logistics for international shipments, ensuring compliance with trade regulations.

Education

Master Of Business Administration - Specialization in Accounting

Louisiana State University At Shreveport
Shreveport, LA
05.2025

Bachelor Of Science - Economics

SUNY Plattsburgh
Plattsburgh, NY
05.2019

High School Diploma - Advanced Regents Diplomas With Honors

Ticonderoga Senior High School
Ticonderoga, NY
06.2014

Skills

    - Financial analysis

    - Credit risk assessment

    - Microsoft excel

    - Microsoft Word

    - Tableau

    - Loan Origination System

    - Regulatory Compliance (TRID, lending regulations)

    - Master data management

    - Training

    - Procedure writing and workflow standardization

Timeline

Loan Department Manager/Senior Underwriter

Champlain National Bank
11.2019 - Current

Intern

Swarovski Lighting
09.2018 - 12.2018

Master Of Business Administration - Specialization in Accounting

Louisiana State University At Shreveport

Bachelor Of Science - Economics

SUNY Plattsburgh

High School Diploma - Advanced Regents Diplomas With Honors

Ticonderoga Senior High School