Summary
Overview
Work History
Education
Skills
Accomplishments
References
Timeline
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Kathryn Bennett

Strawberry Plains,TN

Summary

Self-motivated professional with extensive knowledge of direct and indirect lending products and financial management software. Proven ability to assemble loan packages, initiate applications, and analyze programs to align with borrower profiles. Over a decade of experience in evaluating, recommending, and authorizing loan approvals. Expertise in prospecting, closing, and nurturing client relationships.

Overview

16
16
years of professional experience

Work History

Rural 1st Loan Officer

Farm Credit of Mid America
Knoxville, USA
01.2015 - Current
  • Develop professional and mutually beneficial relationships with customers, bankers, realtors, and community leaders.
  • Evaluate and manage financial information and ask relevant questions to recommend loan terms, conditions, and collateral position to customers.
  • Work with retail staff members to deliver sound credit to customers.
  • Develop an in-depth understanding of financing, agricultural lending, and agriculture operations.
  • Co-leader of Bank Relationship Program

Life Insurance and Advanced Market Broker

Symmetry Financial Group
Asheville, USA
01.2014 - 01.2015
  • Customize and sell life insurance policies to protect families with mortgages.
  • Learn and explain features, advantages, and disadvantages of various types of policies to promote the sale of mortgage protection plans.
  • Connect with and interview prospective clients to obtain data about financial resources and physical condition to determine need and qualification status of potential insured.
  • Develop a vast understanding of the benefits of indexed universal life products, annuities, and how they work with stock market fluctuation.
  • Received multiple 'Top 5' rankings for personal production within the regional agency.
  • Received 'Top 3' ranking for personal production within company.
  • Developed effective working relationships with clients to encourage continual feedback.

4-H and Youth Development Extension Agent

University of Tennessee
Livingston, USA
01.2012 - 01.2014
  • Instruct and assist youth in areas of leadership, citizenship, communication, public speaking, health and wellness, and agriculture.
  • Develop working relationships with city and county officials to successfully promote 4-H programs, projects, and campaigns.
  • Employ statistical analysis, report writing, news writing and social media to deliver messages to a diverse clientele.
  • Direct numerous programs and campaigns simultaneously.
  • Implement various events relating to health, leadership, citizenship, and animal science programs.
  • Introduce initiatives to maximize productivity levels for youth development.
  • Serve on numerous leadership and advisory committees such as state Extension’s Strategic Planning: Increasing Visibility Team.
  • Communicate via various media to reach diverse clientele.

Graduate Teaching and Research Assistant

Auburn University
Auburn, USA
01.2010 - 01.2012
  • Instruct core curriculum public speaking courses to introduce students to speech preparation, delivery, and evaluation.
  • Conduct secondary research and writing on behalf of department professors, based on their areas of specialization.
  • Conduct primary research for master's thesis focusing on a segment of agriculture communication

Education

Master of Science - Agriculture, Agribusiness and Risk Management

University of Tennessee
Martin, TN
01.2018

Master of Arts - Communication

Auburn University
Auburn, AL
01.2012

Bachelor of Science - Community Communication & Leadership Development

University of Kentucky
Lexington, KY
01.2010

Doctorate - Business Administration And Management

Lincoln Memorial University
Harrogate, TN

Skills

  • Financial analysis and credit evaluation
  • Agricultural lending expertise
  • Risk assessment and management
  • Sales strategy development
  • Market analysis techniques
  • Effective communication skills
  • Problem solving abilities
  • Portfolio management
  • Relationship management
  • Performance Driven

Accomplishments

  • Top Ten Producer in Consumer Lending Department- 2021-2024
  • Knoxville Mortgage Bankers Association Gold Producer- 2021-2024
  • Consistently loan $30+ million annually

References

Available upon request

Timeline

Rural 1st Loan Officer

Farm Credit of Mid America
01.2015 - Current

Life Insurance and Advanced Market Broker

Symmetry Financial Group
01.2014 - 01.2015

4-H and Youth Development Extension Agent

University of Tennessee
01.2012 - 01.2014

Graduate Teaching and Research Assistant

Auburn University
01.2010 - 01.2012

Master of Science - Agriculture, Agribusiness and Risk Management

University of Tennessee

Master of Arts - Communication

Auburn University

Bachelor of Science - Community Communication & Leadership Development

University of Kentucky

Doctorate - Business Administration And Management

Lincoln Memorial University