Dynamic professional with a proven track record in debt collection and payment negotiation. Excelled in leveraging Microsoft Excel for financial tracking and fostering teamwork to exceed collection targets. Demonstrates exceptional dispute resolution skills, ensuring client satisfaction and compliance with regulations. Skilled in managing both consumer and commercial accounts for timely collections. Well-versed in negotiating payment arrangements, understanding financial hardships, and maintaining respectful yet persuasive communication with clients. Strong analytical skills to track payments effectively and resolve billing discrepancies, contributing to improved cash flow and reduced delinquencies in previous roles. Adapt at fostering positive relationships with customers, enhancing client retention and satisfaction.