Kaylin Morales

- Conducted financial analysis and supported credit evaluations for middle market clients

- Analyzed transaction data and industry trends to identify potential business opportunities

- Collaborated with Relationship Managers and senior credit officers on portfolio strategy

- Utilized internal banking tools and financial spreading techniques to support underwriting processes

- Managed multiple projects in a fast pace environment while maintaining accuracy and attention to detail

- Analyzed client transaction data (400+ accounts) to identify high value business relationships and new prospect opportunities

- Built excel-based analysis to track transaction frequency, wire activity, and counterparty relationships

- Presented findings and strategic recommendations to team members to support client outreach and portfolio growth

• Supported client financial analysis and internal reporting for the middle market team
• Researched industry trends and economic data to assist in portfolio insights and strategy development
• Participated in team meetings with senior credit professionals to gain exposure to commercial lending
• Gained hands on experience with credit underwriting, market research, and internal banking tools
• Strengthened professional communication through team collaboration and client related tasks
• Demonstrated strong adaptability and time management in a fast-paced, high-volume environment
• Recognized for strong performance and invited to return for a second internship.