Summary
Overview
Work History
Education
Skills
Certification
Languages
References
Timeline
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Khaled "KB" Abu Samaha

San Francisco,CA

Summary

Strategic payments and partnership executive with over 15 years of proven impact in payments, fintech, and global digital banking ecosystems. Expert in building and managing strategic relationships with banks, PSPs, regulators, and technology partners to enable resilient, compliant, and scalable payment platforms. Skilled in designing innovative payment solutions, overseeing cross-border and local rails, and optimizing cost, adoption, and onboarding through rigorous ecosystem analysis and cross-functional leadership. Adept at stakeholder negotiation, regulatory analysis, and driving mutually beneficial agreements. Thrives in fast-paced, high-growth environments requiring collaboration, vision, and delivery.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Strategic Payments Product Partnerships | Head of Global Bank Payments

Meta (Facebook, Inc.)
Menlo Park, CA
10.2022 - Current
  • Led evaluation, negotiation, and management of bank, PSP, and global payment network partnerships, optimizing Meta’s payment capabilities.
  • Directed Guaranteed ACH project with new PSP, overcoming challenges and successfully negotiating contract terms.
  • Spearheaded Direct Debit Recovery Experiment, improving revenue protection through innovative OAuth token solutions.
  • Identified cross-border FX optimization opportunities, aligning with Treasury and partners for better currency management.
  • Completed AP migration to new Payment Platform, enhancing scalability for content creators and payout operations.
  • Secured incremental annual ad spend through collaboration with Sales and multiple banks.
  • Developed multi-rail redundancy strategies, increasing bank payment success rate by 18% and recovery yield by 9%.
  • Delivered insights on merchant onboarding, boosting completion rates by 14% and platform adoption by 3%.

Director of Product

MoneyLion, Inc.
New York, NY
01.2022 - 07.2022
  • Owned and prioritized Banking Platform product backlog to ensure alignment with strategic goals.
  • Conceptualized long-range product roadmaps based on thorough market analysis and research.
  • Collaborated with cross-functional teams to define and implement new transfer limit matrix, increasing deposit volume by 22% and reducing fraud by 6%.
  • Integrated Instant Payout through Visa Direct network within Payment Gateway for enhanced transaction speed.
  • Implemented Intent Based Onboarding targeting specific personas, achieving 22% uplift in completion rate, 8% increase in direct deposits, and 6% growth in account funding transfers.
  • Introduced additional payment processing integration gateway to enhance redundancy and reliability.
  • Expanded PSP partnerships to facilitate real-time payments, reducing transfer costs by 18% and generating 5% net-new revenue.
  • Managed relationships with sponsoring banks, overseeing dda accounts, risk management, and compliance processes.

Senior Lead Product Manager

PayPal
San Jose, CA
09.2020 - 03.2022
  • Introduced Deposits Management Platform at PayPal, integrating with Core Banking Platform for real-time balances for 450 million users.
  • Facilitated workshops to gather feedback from stakeholders and users.
  • Oversaw product development processes, ensuring timely delivery of features.
  • Planned and launched High Yield Savings product vertical, increasing customer deposits by nine percent and enhancing CSAT score by six points.
  • Directed execution of enterprise cash management platform, providing FBO intraday cash positions and freeing up $4 billion for investments and FX trades.
  • Led and mentored team of 28 product managers to uphold high product management standards.

SVP, Senior Digital Product Lead

Bank of America
San Francisco, CA
02.2019 - 09.2020
  • Influenced large-scale initiative to modernize BofA mobile application, reducing development costs by 32%.
  • Liaised planning and execution of digital transformation, resulting in a single digital banking super app.
  • Elevated BofA's Mobile App to best-in-class status, earning J.D. Power's certificate for outstanding mobile banking experience.
  • Coached cross-functional team delivering Mobile Banking App, increasing agile delivery cadence by 28%.
  • Developed product roadmaps to guide long-term vision and execution strategies.

Senior Lead Product Manager

Fidelity National Information Services (FIS)
San Francisco, CA
03.2013 - 02.2019
  • Architected omni-channel mobile banking platform adopted by over 1,400 financial institutions and 35 million users.
  • Launched multi-tenant configuration console, decreasing customer service overhead by 38% and major incidents by 42%.
  • Forged strategic partnerships to enable large-scale rollouts effectively.
  • Identified product gaps and generated innovative ideas to expand market share, improve customer experience and drive growth.

Education

Master of Science - Engineering Management

International Technological University
Santa Clara, CA

Bachelor of Science - Computer Engineering

University of Jordan
Jordan

Skills

  • Strategic partnership management
  • Global payment ecosystems
  • Payment redundancy and resiliency planning
  • High-impact negotiation and stakeholder engagement
  • Regulatory compliance analysis
  • Digital payments and open banking
  • Cross-functional team leadership
  • Merchant onboarding and payments growth
  • Go-to-market strategy and partnerships
  • Product management and development
  • Data-driven experimentation and analytics
  • Fraud risk management and cost optimization
  • Agile methodologies
  • Payment optimization
  • Partner management
  • Cross-border transactions

Certification

  • Certified Scrum Product Owner (CSPO)
  • Project Management Professional (PMP)
  • Agile Certified Practitioner (PMI-ACP)
  • Pragmatic Marketing Certified (Level III)
  • Certified Scrum Master (CSP)
  • Stanford Certified Project Manager

Languages

English
Native/ Bilingual
Arabic
Native/ Bilingual
Spanish
Limited

References

References available upon request.

Timeline

Strategic Payments Product Partnerships | Head of Global Bank Payments

Meta (Facebook, Inc.)
10.2022 - Current

Director of Product

MoneyLion, Inc.
01.2022 - 07.2022

Senior Lead Product Manager

PayPal
09.2020 - 03.2022

SVP, Senior Digital Product Lead

Bank of America
02.2019 - 09.2020

Senior Lead Product Manager

Fidelity National Information Services (FIS)
03.2013 - 02.2019

Master of Science - Engineering Management

International Technological University

Bachelor of Science - Computer Engineering

University of Jordan
Khaled "KB" Abu Samaha