Kelle J. Czarowitz

Asset Administration Specialist

• Analyze credit agreements to identify new or amended facilities and established assets accordingly.
• Compile relevant information from Markit to enhance decision-making processes related to facilities.
• Amend borrower facilities when facilities are restructured with updated contracts, rates and global contract funds. Utilize Markit and Digitize for facility and contract information.
• Achieve accurate processing of non-loan cases with prompt updates on existing facilities. Resolved discrepancies in facilities through detailed research and effective revisions.
• Execute conversion of portfolios within facility to new operating system, ensuring seamless transition.
• Execute portfolio closing processes and balanced accrued funds efficiently.
• Process Participation projects.
• Create and updated amortization schedules to ensure accurate financial tracking for all accounts.

Corporate Trust Associate

• Investigated discrepancies in trade settlements and implemented necessary adjustments in operating system.
• Investigated discrepancies in rejected trade settlements and implemented necessary adjustments in operating system.
• Investigated exception trade queues to diagnose and resolve automation challenges associated with each trade.
• Requested documentation from portfolio managers to support trade adjustments. Adjusted trades based on portfolio manager input and market conditions. Settled trades efficiently after confirmation of adjustments.
• Facilitated asset setup for facilities outside of Solvas framework.
• Executed processing of trades in multiple exception trade queues upon receipt and verification of all necessary information.
• Review, revise and settle trades obtained from various trades queues including CIDD in WSO and Solvas operating systems.
• Obtained and review trade documents from NEXEN system when not available within case documents
• Verified contract information for each case/trade to be revised and settled.
• Revised trade information such as trade date, effective date, trade amount, where applicable. Enter fees and other pertinent information associated with each trade.
• Verified discrepancies in contracts and trades and notify appropriate departments of issues.
• Research portfolios for supporting documentation to verify contract changes and adjustments.
• Developed training materials for new staff, improving onboarding experience and knowledge retention.

• Assist servicing department with searching loans for missing final loan documents.
• Requesting the documents from various lenders, loan originators and investors then uploading the documents to system and providing documentation of actions.
• Verifying possession of and organizing physical paper loan files according to proper order procedure and logging such action into system.
• Contract position through VendorPass/Addeco

• Review loan for required documentation and obtain from client for underwriting submission.
• Review all documents for accuracy, including title work, appraisals, tax and flood certificates, pay and bank statements
• Request Certificate of Eligibility from the Veterans Administration
• Correspond with the VA when issues arise.
• Data entry input of all information into processing system.
• Full documentation cash out and refinance loans.
• Review assigned files to verify loan type and age of file.
• Weekly verbal and email correspondence with client conveying status updates of loan process.

• Review consumer banking customer accounts with unusual banking activity such as large deposits, withdrawals, large cash amounts and wire activity.
• Make KYC decisions based on know your customer and anti-money laundering standards.
• Review commercial accounts’ business descriptions and revise accordingly with the NAICS code database.
• Manage case/workload to assure timely completion of all assignments.
• Interact with bankers to obtain required information.
• Escalate cases to global financial crimes compliance teams that require further investigation.
• Review alerts of my teammates as well as specialists in other departments.

• Review assigned files to verify loan type and age of file.
• Experience in processing HARP, conventional and Texas 50a6 loans.
• Review documents collected by loan officer to ensure accuracy of information provided.
• Request documents needed from client and other sources such as, but not limited to, homeowners insurance information, flood insurance, mortgage insurance information, loan disclosures, tax and flood certificates, income and assets, appraisals and title documentation.
• Interaction with clients, loan officers and underwriting team throughout process.
• Review underwriters’ conditions and request documentation as needed.
• Coordinate closing procedures with client, title company and closing department.

• Receive file from loan officer, organize and verify needed documents.
• Verify signed documents.
• Request signed verifications on all involved parties with the loan.
• Request FHA/VA case number assignment for FHA loans.
• Request FHA case numbers from other financial institutions who possess such case number.
• Request appraisals, title documentation, and homeowner’s insurance and flood certificates for property.
• Verify borrowers’ identification documents and process Patriot Act documents accordingly.
• Request employment verifications and income tax transcripts.
• Upload all loan documents to appropriate online file system and notify all parties involved.
• Follow up with other parties for updated documents.
• Request pay off letters for refinance loans.
• Assist processors and loan officers with additional requests regarding loan processing.
• Order office supplies.
• Answer and route phone calls appropriately.

• Create purchase orders for services, parts, material and code the P.O.’s appropriately.
• Enter invoice payment information for each credit card transaction on bank’s website.
• Review, approve and notify controller when all transactions have been processed.
• Code all credit card invoices, batch and send to controller.
• Process all other non-credit card transactions for payment.
• Order office supplies and verify orders once received.
• Generate daily shipping material shipping reports.
• Identify incoming truck information and shipping data and coordinate material loading.
• Verify material and weight information for outbound material shipping.
• Operate truck scale for inbound material for account and cash customers.
• Verify account, material, weigh shipment in and out and disburse payments accordingly.
• Generate reports for inbound shipments for accounts and cash customers.
• Verify cash disbursements, count cash on hand and balance daily cash sheet.
• Project next day’s cash disbursements and order cash for next business day’s transactions.
• Receive and verify incoming cash in accordance with previous day’s order of cash.

• Maintain vast spreadsheet for all incoming and outgoing invoices, payments and credits.
• Prepare cost breakdown per department for various incoming invoices.
• Update payment status and payment activity from corporate office.
• Enter all incoming and outgoing invoices into SAP system.
• Verify vendors in SAP system and request new vendors accordingly.
• Review parked documents in SAP system prior to posting all invoice types.
• Prepare payment information for SAP upload and clearing of credits and debits.
• Create open position report for all vendors.
• Verify matching debits and credits and foreign currency payments.
• Clear debits and credits in SAP system.
• Adjust foreign currency debits and credits and clear payments in SAP system accordingly.
• Contract position through Accountemps

• Responsible for the payment of incoming invoices for several apartment properties.
• Verify previous payment of incoming invoices and enter invoices into accounting system.
• Issue vendor checks biweekly.
• Match checks to invoices and prepare for distribution.
• Interact with apartment properties and regional managers for payment approvals.
• Request manual checks.
• Maintain reports for monthly reimbursements of deposits to tenants.
• Maintain monthly reports of paid utilities for each property.

• Create and revise material/service purchase orders for vendors (JD Edwards).
• Maintain various home build job start, option choices and budget reports (JD Edwards).
• Monthly cost coding of office supplies invoices and monthly invoice for approximately 300 cell phones to appropriate departments and provide monthly analysis report for each department.
• Maintain vendor accounts.
• Interact with builders, project coordinators and design center team members.
• Reviewing floor plans via AutoCAD.
• Verifying various job information via Buzzsaw.

• Manage all aspects of new maintenance jobs within refinery and issue cost code job numbers.
• Maintain customer billing spreadsheet for all cost codes within each maintenance job.
• Review contracts in comparison with issued cost codes and provide accurate invoice billing to customer.
• Assist with weekly payroll.

• Maintain vast customer database (Microsoft Access).
• Customer invoicing (Microsoft Access).
• Maintain customer accounts receivable and collections reports.
• Maintain team member work schedule and billable time spreadsheets. Provide monthly billable time cost per cost code.

• Receptionist - answer telephone, greet chamber members.
• Schedule monthly meetings and mixers for various chamber groups.
• Recruit new chamber members.
• Document preparation as needed for officers within the chamber.
• Oversee monthly bulk mail outs to chamber members.

• Schedule patients’ appointments, surgeries and other procedures.
• Verify patients’ medical insurance and obtain approval for procedures.
• Transcribe Dr.’s notes for patients’ files.
• Assist Dr. in clinic and cast room for patients’ office visits.
• Order x-rays and blood work tests for patients.

• Process pension, disability and death benefit applications for several local unions.
• Verify vesting information with other union administrators.
• Issue monthly pension checks (approximately 5,000 per month).
• Maintain check registers for each union pension plan.
• Issue yearly income tax forms to all benefit recipients.

• All accounts payable duties (manually and system generated).
• Match and verify purchase orders with receiving reports.
• Maintain and balance weekly contract maintenance work order spreadsheet by entering maintenance work hours per cost code (manually/Lotus).
• Obtain product shipment information and bill various oil refinery customers accordingly.
• Maintain manual ledger billing histories of all customers.