KELLIE CLAYTON
Melbourne Beach
Summary
Experienced mortgage lending professional with over 15 years of success in retail and wholesale mortgage banking, credit management, and business development. Proven ability to drive loan volume, manage client relationships, and collaborate with banking partners to ensure smooth loan processing and high-quality customer experience. Strong track record in originating, structuring, and closing residential mortgage loans, while maintaining compliance with regulatory and underwriting standards. Seeking to bring deep mortgage expertise to a forward-thinking bank lending team.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Mortgage Broker
Hightide Mortgage
01.2024 - Current
- Originate and structure residential mortgage loans across multiple programs.
- Manage full loan process ensuring compliance and exceptional borrower guidance.
- Build relationships with agents and referral partners to grow loan pipeline.
Mortgage Loan Officer
Prosperity Home Mortgage
01.2023 - 01.2024
- Evaluated borrower needs and provided tailored mortgage solutions.
- Collaborated with underwriting and processing teams for smooth closings.
- Generated consistent loan volume through relationship-building and marketing.
Mortgage Loan Originator
The Mortgage Firm
01.2018 - 01.2023
- Originated a high volume of residential loans with strong customer satisfaction.
- Performed financial reviews, credit analysis, and loan product recommendations.
- Built strategic partnerships to expand market reach.
Marketing Manager
Brevard Therapy
01.2014 - 01.2017
- Executed marketing strategies to increase engagement and referrals.
- Developed community relationships to support service growth.
Marketing Manager
Viera Diagnostic Center
01.2010 - 01.2014
- Directed outreach initiatives to increase patient volume and referrals.
- Managed campaigns, branding, and community presence.
Credit Manager
Wells Fargo
12.2008 - 01.2010
- Conducted credit risk analysis and approved consumer lending applications to safeguard assets.
- Partnered with banking teams to troubleshoot credit issues and strengthen portfolio performance.
- Supported customers by developing effective restructuring and credit enhancement strategies.
FSLD Account Executive
Countrywide Financial
01.2006 - 01.2008
- Managed loan pipelines and broker/client relationships.
- Supported loan structuring and approval processes.
- Ensured compliance with lending guidelines.
Skills
- Mortgage loan origination
- Credit analysis and compliance
- Loan structuring and pipeline management
- Underwriting collaboration
- Client consultation and development
- Referral partner engagement
- Marketing strategy
Certification
NMLS Mortgage Loan Originator License
Timeline
Mortgage Broker
Hightide Mortgage
01.2024 - Current
Mortgage Loan Officer
Prosperity Home Mortgage
01.2023 - 01.2024
Mortgage Loan Originator
The Mortgage Firm
01.2018 - 01.2023
Marketing Manager
Brevard Therapy
01.2014 - 01.2017
Marketing Manager
Viera Diagnostic Center
01.2010 - 01.2014
Credit Manager
Wells Fargo
12.2008 - 01.2010
FSLD Account Executive
Countrywide Financial
01.2006 - 01.2008