Summary
Overview
Work History
Education
Skills
Websites
Timeline
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KELLY UTECHT

Saint Cloud,MN

Summary

PHOTOGRAPHER | CREATIVE | BANKER

I am an experienced professional with a passion for Photography and anything creative! I have a diverse background spanning multiple industries, including photography, mortgage banking, data entry, and management. With over 20 years of combined experience, I bring a unique blend of creativity, analytical prowess, and leadership skills to every endeavor. I am an organized and dependable candidate successful at managing multiple priorities with a positive attitude, and willing to take on added responsibilities to meet team goals.

Overview

22
22
years of professional experience

Work History

PHOTOGRAPHER / OWNER

Kelly Utecht Photography
01.2014 - Current
  • Small business owner
  • Manage day-to-day business operations, including bookkeeping, correspondence & marketing.
  • Attention to detail & understanding of composition & lighting
  • Consult with customers to assess needs and propose optimal solutions.
  • Monitor market conditions to set accurate product pricing and take advantage of emerging trends.
  • Organize and attend trade shows and special events to showcase products, network with other businesses and attract new clients.
  • Create print and online advertisements to bring in new customers.
  • Create social media content to engage with and bring in new clients.
  • Proficient with editing software such as Lightroom, PhotoShop & Canva.

BRANCH SETUP SPECIALIST

Fairway Independent Mortgage Corporation
09.2022 - 06.2023
  • Office supply orders
  • Assisted with creation & ordering of marketing materials, such as flyers, business cards, referral partner gifts & events/presentations
  • Customer service
  • Work with Accounting on submission of utility bills for 3 offices
  • Initial processing of mortgage loan files
  • Manage file pipeline for 3 offices
  • Data Entry
  • Met production targets and tight deadlines by collaborating closely with team members.
  • Used problem-solving and issue-resolution skills to promptly and successfully address production problems.
  • Collaborated with other departments to optimize production workflows.
  • Monitored pipelines to track and log status of loans.

MORTGAGE Loan Setup Coordinator

PrimeLending, A PlainsCapital Co
09.2012 - 09.2022
  • Correspond with 3rd party vendors such as title companies, real estate agents & attorneys
  • Office supply orders
  • Assisted with creation & ordering of marketing materials, such as flyers, business cards, referral partner gifts & events/presentations
  • Customer service
  • Work with Accounting on submission of utility bills for 3 offices
  • Initial processing of mortgage loan files
  • Manage file pipeline for 3 offices
  • Data Entry
  • Met production targets and tight deadlines by collaborating closely with team members.
  • Used problem-solving and issue-resolution skills to promptly and successfully address production problems.
  • Collaborated with other departments to optimize production workflows.
  • Monitored pipelines to track and log status of loans.

HOME LOANS OPERATIONS ASSISTANT

ING Direct
11.2010 - 08.2012
  • Provided administrative support with accurate document preparation and data entry.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Assessed loan compliance to meet mortgage lending laws and regulations.
  • Worked with applicants to obtain missing details and verify information.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.

CLOSING ASSISTANT

Tri County Abstract
05.2009 - 11.2010
  • Develop & maintain relationships with local lenders and real estate agents
  • Assist Escrow Officer with processing residential real estate transactions
  • Correspond with lenders & real estate agents, obtaining all necessary documentation needed for closing
  • Clearing title requirements to assure a clean transfer of property
  • Follow up on closed transactions making sure documents have been signed, notarized and recorded
  • Liaised between real estate agents & lenders to close home loans.
  • Confirmed accurate fundings, lien payoffs and final mortgage recordings by collaborating with real estate agents, loan officers and attorneys.
  • Maintained checklists of required documentation and open issues affecting closings.
  • Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
  • Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.

ADMIN ASST | RETAIL LENDING ASST | TELLER SUPERVISOR

Stearns Bank
08.2001 - 05.2009
  • Assisted Section 42- Affordable Housing Dept with day to day functions
  • Answered phones for the department & routed calls
  • Handled all reporting for the department, such as Closed Loan reports, Portfolio reports & Future Prospect reports
  • Assisted Retail Lenders by processing consumer loans such as auto, personal and home loans
  • Oversaw daily operations of teller line, including procedures, compliance & bank policies
  • Managerial duties such as scheduling, performance reviews, & ongoing training for bank policies & procedures
  • Assisted vault teller with ATM and vault balancing duties, as well as incoming & outgoing currency shipments
  • Maintained strong knowledge of bank products, services, procedures and regulatory requirements to assist staff members with questions and difficult or complex tasks.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Counted cash drawers and made bank deposits.
  • Promoted bank's products and services by consistently cross-selling to customers.
  • Examined tellers' reports of daily transactions for accuracy.
  • Maintained friendly and professional customer interactions.
  • Counted, verified and handled bank deposits and armored car transactions.
  • Educated customers on online banking and mobile banking applications.
  • Processed wide variety of retail banking transactions for personal and commercial customers.
  • Established rapport with new clients to increase satisfaction and loyalty.
  • Monitored and verified suspicious activity on customer accounts.
  • Trained new hires on customer service policies and procedures.

Education

Advertising, Finance

ST. CLOUD TECHNICAL COLLEGE
Saint Cloud, MN
2001

Generals

ST. CLOUD STATE UNIVERSITY
Saint Cloud, MN
09.1996

Skills

  • People Management
  • Data Entry
  • Creativity
  • Finance and Accounting Operations
  • Time management
  • Photography
  • Financial Management
  • Verbal and Written Communication
  • Marketing and Advertising
  • Customer Relations
  • Social Media Content Creation
  • High Level of Organization Skills

Timeline

BRANCH SETUP SPECIALIST

Fairway Independent Mortgage Corporation
09.2022 - 06.2023

PHOTOGRAPHER / OWNER

Kelly Utecht Photography
01.2014 - Current

MORTGAGE Loan Setup Coordinator

PrimeLending, A PlainsCapital Co
09.2012 - 09.2022

HOME LOANS OPERATIONS ASSISTANT

ING Direct
11.2010 - 08.2012

CLOSING ASSISTANT

Tri County Abstract
05.2009 - 11.2010

ADMIN ASST | RETAIL LENDING ASST | TELLER SUPERVISOR

Stearns Bank
08.2001 - 05.2009

Advertising, Finance

ST. CLOUD TECHNICAL COLLEGE

Generals

ST. CLOUD STATE UNIVERSITY

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