Kelly A. Cornwell, APA
Retirement Plan Consultant
Londonderry,NH
Summary
Retirement Plan Consultant with 29 years experience working in Qualified Retirement Plan Administration. Excellent technical skills, reputation for resolving problems, fostering and maintaining client relations. Looking for Full Time Remote position focusing on technical and compliance skills.
Overview
20
20
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work History
Retirement Plan Consultant
Angell Pension Group
East Providence, Rhode Island
01.2025 - Current
- Responsible for complete administration of Retirement Plans and Trust accounts. Including annual accounting statement reconciliation, census review, contribution allocation, self-employment calculations, valuation and reporting, all compliance testing; 410(b), Average Benefits, ADP, ACP, 414(s) 401(a)(4), 415, IRC 404, Top Heavy determination.
- Completes annual, semi annual and quarterly valuation reporting of retirement benefit plans.
- Continually review and monitor plans to ensure optimum plan design and present suggestions to client.
- Correspond with Clients, Trustees, Custodians, CPAs, and Advisors. Responsible for maintaining customer contact for assigned accounts consisting of daily valued retirement plans and balance forward retirement accounts.
- Meet with clients to discuss annual valuation, compliance testing and plan design.
- Keep informed of new developments, policies, and laws concerning retirement benefit plans.
- Prepare Plan Document restatements and amendments. Identify protected benefits.
- Identify and correct Plan operational errors and compliance failures.
- Form 5500 review.
- Plan Termination consultation and coordination.
Senior Retirement Plan Compliance Consultant
The TPA Experts - Formerly Known as Third Party Administrators, Inc.
Bedford, NH
04.2023 - 01.2025
- Assist Management with special projects and perform research of IRS/DOL regulations and guidance and guidelines as they pertain to topics or circumstances within the industry.
- Provide training and act as a technical resource for systems such as ASC, Excel and daily operational procedures.
- Mentor new Plan Consultants. Provide guidance, advice and support to newly hired and/or less experienced Plan Consultants.
- Establish and develop procedures and define roles of new business model consisting of Plan Consultant and Compliance Consultant.
- Perform census review, contribution allocations, self-employment calculations, reporting and all compliance testing: 410(b), Average Benefits, ADP, ACP, 414(s), 401(a)(4), 415, IRC 404, Top Heavy determination.
- Identify and correct Plan operational errors and compliance failures.
- Review Plan Design for optimal efficiency and purpose. Present suggestions to Plan Consultant.
- Assist Plan Consultants with explanations and questions from clients. Communicate directly with clients regarding compliance issues and failures when required.
- Prepare Plan Amendments and restatements. Identify protected benefits.
- Form 5500 review.
Retirement Plan Consultant
Third Party Administrators, Inc.
Bedford, NH
09.2006 - 04.2023
- Complete administration of Qualified Retirement Plans.
- Performed Annual Reporting, Compliance Testing (410(b), 401(a)(4), 414(s), IRC 404, 415). Requested necessary corrections, if applicable.
- Prepared and filed Form 5500s
- Processed Participant loan and distribution requests.
- Form 1099-R preparation.
Education
Bachelor Of Arts - Communications
University of Massachusetts Amherst
Amherst, MA 09.1992 - 05.1996
Skills
- Ability to read and interpret documents such as plan documents, IRS/DOL regulations and guidance, technical procedures
Prepare Excel spreadsheets, reconcile numbers and analyze financial data
Ability to independently multitask, prioritize and problem solve
Knowledge of Microsoft Office applications; Word, Excel, Teams Other applications including ASC, Adobe, and PensionPro
Communicate effectively with both internal and external contacts
Prepare routine reports and correspondence
Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
Certification
NIPA Accredited Pension Administrator, APA
Timeline
Retirement Plan Consultant
Angell Pension Group
01.2025 - Current
Senior Retirement Plan Compliance Consultant
The TPA Experts - Formerly Known as Third Party Administrators, Inc.
04.2023 - 01.2025
Retirement Plan Consultant
Third Party Administrators, Inc.
09.2006 - 04.2023
Bachelor Of Arts - Communications
University of Massachusetts Amherst
09.1992 - 05.1996