Kenneth Boyd
Chicago,IL
Summary
Detail-oriented and customer-focus Loan Officer with a strong background in financial analysis and risk assessment, seeking a position to utilize my skills and experience to help clients achieve their homeownership dreams and contribute to the growth of a reputable financial intuition.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Loan Originator
Paramount Residential Mortgage Group - PRMG
Chicago, IL
01.2017 - Current
- Reviewed loan applications, analyzed credit reports and calculated financial ratios to determine borrower eligibility.
- Developed relationships with real estate agents, builders, attorneys and other professionals involved in the mortgage industry.
- Analyzed customer's income and debt levels to determine maximum affordability for a mortgage product.
- Monitored loan status and communicated updates with customers.
- Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
- Educated customers on variety of loan products (including FHA, conventional, VA & Rehab) and available credit options to promote valuable decision-making.
- Delivered high levels of customer service to facilitate smooth processes.
- Negotiated terms of loans with customers, such as interest rate and repayment schedule.
- Assisted borrowers through the entire loan process from application to closing.
- Maintained current knowledge of federal regulations regarding residential lending practices.
Education
Associate of Business Administration - Business Administration And Management
Oral Roberts University
Tulsa, OKSkills
- Credit evaluation
- Pipeline Management
- Document Review
- Goal-Oriented
- Market Knowledge
- Customer service-focused
- Mortgage lending
- Excellent communicator
Certification
- Licensed mortgage loan originator
- Licensed real estate broker
Timeline
Loan Originator
Paramount Residential Mortgage Group - PRMG
01.2017 - Current
Associate of Business Administration - Business Administration And Management
Oral Roberts University
- Licensed mortgage loan originator
- Licensed real estate broker
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