Summary

Overview

Work History

Education

Skills

Timeline

John Spero

MOUNT SINAI,NY

Summary

Loan Originator with over 20 years of experience and adept at assessing customer needs, providing suitable solutions and guiding customers through financing process. Handles complex financial transactions for debt consolidation or cash out purposes using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.

Overview

2

2

years of professional experience

Work History

Loan Originator

United Mortgage Corp.

12.2022 - Current

Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.
Collaborated with internal teams to ensure seamless coordination during the entire loan origination process.
Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
Participated in ongoing training sessions to stay current on industry trends, lending guidelines, and product offerings.
Enhanced customer satisfaction through prompt communication and timely resolution of inquiries and concerns.
Provided exceptional customer service throughout the entire loan process, resulting in repeat business and positive client reviews.
Leveraged CRM tools to manage leads, track communications, and optimize follow-up strategies for better conversion rates.

Education

Bachelor of Science - Criminal Justice And Business

St. John's University

Jamaica, NY

09-1996

Skills

Underwriting guidelines
Loan structuring
Document review

Credit evaluation
Customer service-focused
Document analysis

Timeline

Loan Originator

United Mortgage Corp.

12.2022 - Current

Bachelor of Science - Criminal Justice And Business

St. John's University