Kenneth Vinson
Elgin,SC
Summary
Results-driven senior lending officer with expertise in financial analysis, customer service, and regulatory compliance. Developed tailored loan solutions while maintaining strict adherence to regulatory standards. Proven track record of enhancing customer satisfaction and optimizing loan processes.
Overview
22
22
years of professional experience
Work History
Sr. Lending Officer
AllSouth Federal Credit Union
Columbia, South Carolina
06.2004 - 01.2026
- Evaluated and approved loan applications based on established criteria.
- Assessed borrower creditworthiness through detailed financial analysis.
- Developed personalized loan solutions for diverse member needs.
- Reviewed and verified documentation for compliance with regulations.
- Educated members on various lending products and services offered.
- Provided exceptional customer service throughout the loan process.
Residential Lending Officer
AllSouth Federal Credit Union
Columbia, SC
03.2023 - 04.2025
- Negotiated terms of loans with applicants based on their creditworthiness, available collateral and other factors.
- Responded promptly to inquiries from current and prospective customers about loan products.
- Ensured compliance with all applicable laws and regulations pertaining to lending operations.
- Attended seminars and workshops related to lending practices, regulations, trends.
Education
Bachelor of Arts - Business Administration
University of South Carolina
Columbia, SC12-1985
Skills
- Loan structuring
- Credit analysis
- Document verification
- Compliance auditing
- Risk assessment
- Financial reporting
- Customer relationship management
Accomplishments
- AllSouth AllStar Recipient
Winn Dixie 4-year Scholarship Recipient
AllSouth Branch Manager of the Year2009
Church Man of the year Award
Church Service Award
Affiliations
- Richland County Coroner's Care Team Board Member (2016-2018)
University of South Carolina Black Alumni President (2010-2012)
University of South Carolina Black Alumni Board Member (2007-2012)
University of South Carolina Board of Governors Member (2010-2011)
AME Church Son's of Allen Conference President (2000-2004)
Teen Spirit Volunteer and Presenter (2010-Present)
Williams Family Reunion Chairperson & Committee Member (2005-2022)
Local Church Steward Board Pro Tem (2000-2024)
University of South Carolina Richard T. Greener Memorial Committee (2010-2011)
Timeline
Residential Lending Officer
AllSouth Federal Credit Union
03.2023 - 04.2025
Sr. Lending Officer
AllSouth Federal Credit Union
06.2004 - 01.2026
Bachelor of Arts - Business Administration
University of South Carolina