Kevin Ungar
Woodbury,NY
Summary
Organized Mortgage Loan Officer with 22 years of experience residential mortgage lending. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Senior Mortgage Banker
CrossCountry Mortgage
04.2022 - Current
- Originate and process residential mortgage loans in compliance with company policies and industry regulations.
- Conduct thorough financial analysis of applicants, assessing creditworthiness and determining appropriate loan options.
- Collaborate with borrowers to gather necessary documentation, ensuring a streamlined and efficient loan application process.
- Provide excellent customer service by addressing client inquiries, explaining loan terms, and guiding them through the mortgage application journey.
- Maintain up-to-date knowledge of market trends, loan products, and industry regulations.
- Developed and implemented marketing campaigns to generate new business opportunities.
Senior Mortgage Banker
GuardHill Financial Corp.
09.2013 - 04.2022
- Worked closely with loan underwriters to facilitate the processing of residential mortgage loans.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Fielded customer complaints and provided solutions.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Checked loan documents for accuracy prior to closing.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Assisted customers with completing loan applications and other paperwork.
Mortgage Broker
Apple Mortgage Corp.
06.2001 - 09.2013
- Originate and process residential mortgage loans in compliance with company policies and industry regulations.
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
- Assessed clients' financial data to determine loan suitability.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
- Explained entire mortgage loan process to borrower.
- Explained different types of loans pertaining to client situations.
Education
Bachelor of Arts - Political Science
State University of New York At Albany
Albany, NYSkills
- Mortgage Origination
- Financial Analysis
- Customer Service
- Compliance and Regulation
- Communication Skills
- Attention to Detail
- Time Management
- P>Sales Development
- P>Relationship Selling
- P>Document Analysis
- P>Refinancing Options
- P>Residential Mortgage Lending Regulations
- P>Customer Relations
- P>Application Review
- P>Wealth Planning
Certification
Licensed Mortgage Loan Officer NMLS ID: 57552
Timeline
Senior Mortgage Banker
CrossCountry Mortgage
04.2022 - Current
Senior Mortgage Banker
GuardHill Financial Corp.
09.2013 - 04.2022
Mortgage Broker
Apple Mortgage Corp.
06.2001 - 09.2013
Bachelor of Arts - Political Science
State University of New York At Albany
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