Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
Generic

Tim Kerley

Hickory,NC

Summary

Talented LO with proven track record of self-sourced business, real estate agent education and relationships, as well as providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.

Overview

20
20
years of professional experience

Work History

Senior Mortgage Banker

Atlantic Bay Mortgage Group
2017.09 - Current
  • Marketed to real estate agents via phone calls, personal visits w/ pop-by gifts, handwritten notes, educational seminars (both in person and online), video messages, text messages, and social media video content.
  • Marketed to previous and prospective borrower clients via phone calls, handwritten notes, educational seminars (online), video messages, text messages, and social media video content.
  • Established monthly educational lunch and learn program (in person) for real estate agents on a variety of topics.
  • Established weekly educational seminar program (online) for previous clients and prospective borrowers - content includes Homebuying 101; How To Buy a Second Home or Investment Property, and Renovation Loans.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Worked with underwriters to fix application problems and resolve issues.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.

Mortgage Loan Officer

Peoples Bank
2016.06 - 2017.08
  • Worked with retail bank staff to provide exceptional mortgage services to borrower clients.
  • Provided construction lending services via the bank's in-house construction program.

Home Mortgage Consultant

Wells Fargo Home Mortgage
2003.12 - 2016.06
  • Assessed clients' financial data to determine loan suitability.
  • Advised clients on loan process and specialized topics in home purchasing such as construction and jumbo loans.
  • Presented, explained and processed home loan documents to borrowers.

Education

MBA - International Business

Gardner-Webb University
Boiling Springs, NC
08.2002

Bachelor of Science - Business Administration

Appalachian State University
Boone, NC
12.1988

Skills

  • Certified Mortgage Advisor (CMA)
  • Sales Development
  • Marketing Expertise
  • Mortgage Loan Origination
  • Customer Care
  • Loan Product Promotion
  • Loan Application Management
  • Desktop Underwriting Expertise
  • Analytical and Critical Thinking
  • Customer Interaction

Affiliations

  • Rotary International (Rotary Club of Catawba Valley)
  • Catawba Valley Association of Realtors

Timeline

Senior Mortgage Banker

Atlantic Bay Mortgage Group
2017.09 - Current

Mortgage Loan Officer

Peoples Bank
2016.06 - 2017.08

Home Mortgage Consultant

Wells Fargo Home Mortgage
2003.12 - 2016.06

MBA - International Business

Gardner-Webb University

Bachelor of Science - Business Administration

Appalachian State University
Tim Kerley