KIM MANGUS
Portland
Summary
Commercial Relationship Manager with 15+ years of progressive experience in C&I and CRE lending, portfolio management, and strategic relationship development. Proven ability to structure, underwrite, and manage complex credit relationships while driving profitable growth and maintaining disciplined risk management. Builds strong COI networks, collaborates effectively with credit partners, and delivers a consultative client experience that deepens relationships and expands wallet share. Recognized for strong credit acumen, proactive portfolio oversight, and consistent production performance.
Overview
19
19
years of professional experience
Work History
Vice President – Commercial Relationship Manager
Oregon Pacific Bank
Tigard, OR
08.2024 - Current
- Originate and structure C&I and owner-user CRE credit opportunities aligned with bank risk appetite.
- Develop and maintain strong COI networks to drive high-quality deal flow and market visibility.
- Re-engage former clients and expand commercial presence through targeted outreach and community involvement.
- Partner with credit administration on term sheets, pre-flight reviews, and final credit presentations.
- Manage early-stage portfolio development with a focus on credit quality and relationship profitability.
Vice President – Business Banking Relationship Manager
KeyBank
Milwaukie, OR
05.2022 - 08.2024
- Managed a C&I portfolio with revenues of $3MM–$35MM, delivering strong credit quality and consistent growth.
- Achieved 145% of annual production goals in Year 1 and 165% in Year 2 through disciplined pipeline management and targeted prospecting.
- Partnered closely with credit, treasury, and Private Bank to deepen relationships and expand share of wallet.
- Selected for the Mastery-Level Banker Development Program based on performance and credit proficiency.
- Created an internal collaboration framework that improved client experience across retail, business banking, and private banking channels.
Vice President – Small Business Officer / Branch Manager
Bank of the West
Tanasbourne, OR
10.2018 - 05.2022
- Supported 8–12 branches in identifying and structuring small business credit opportunities under $100K.
- Consistently exceeded production goals while improving credit quality and referral processes.
- As Branch Manager, led a high-performing team in a complex environment, driving strong sales results and multiple internal promotions.
- Strengthened business banking partnerships to improve credit pipeline and client experience.
- Branch Manager (Oct 2018-April 2021)
- Small Business Officer (April 2021-May 2022)
AVP Branch Manager
U.S. Bank
Portland, OR
10.2016 - 10.2018
- Led a high-volume branch with a strong business banking focus, consistently exceeding lending and deposit goals.
- Collaborated with business bankers to identify C&I and CRE opportunities within the branch footprint.
- Earned multiple “Branch of the Month” awards for top performance and operational excellence.
Branch Manager
JPMorgan Chase
Wilsonville, OR
11.2013 - 10.2016
- Managed a high-net-worth deposit base and supported the rollout of Chase Private Client.
- Drove strong growth through targeted acquisition strategies and partner collaboration.
- Identified and referred commercial opportunities to business banking partners, contributing to regional production.
Branch Manager / Loan Officer
CitiFinancial / OneMain Financial
Olympia, WA
04.2007 - 11.2013
- Originated and underwrote consumer and small business loans, performing full credit analysis and portfolio management.
- Promoted to Branch Manager within 18 months based on credit performance and leadership.
- Led lending, collections, and recovery operations while maintaining strong credit quality.
- CitiFinancial rebranded to OneMain Financial during my tenure.
Education
High School Diploma -
Kelso High School
Kelso, WASkills
- C&I Lending & Deal Structuring
- CRE (Owner/User & Investment)
- Credit Analysis & Underwriting
- Portfolio & Risk Management
- Relationship Acquisition & Expansion
Timeline
Vice President – Commercial Relationship Manager
Oregon Pacific Bank
08.2024 - Current
Vice President – Business Banking Relationship Manager
KeyBank
05.2022 - 08.2024
Vice President – Small Business Officer / Branch Manager
Bank of the West
10.2018 - 05.2022
AVP Branch Manager
U.S. Bank
10.2016 - 10.2018
Branch Manager
JPMorgan Chase
11.2013 - 10.2016
Branch Manager / Loan Officer
CitiFinancial / OneMain Financial
04.2007 - 11.2013
High School Diploma -
Kelso High School